Compliance Manager

Job Description

We’re Atom!

The bank that’s leading the fintech charge!

We’re not like the rest. We’re true innovators, and we’re redefining what a bank should be. Ours is a bank for today and the future, a mobile-first bank. Forget the stuffy branches, with Atom you can bank whenever, wherever, faster, and simpler.

Could you be the next innovator to join us?

Please note this role can be hybrid or remote first. Hybrid (based on distance to our Durham HQ) would involve weekly office attendance. Remote first (based on location) would involve monthly office visits.

Want to join us?

Atom’s Risk team is made up of Operational Risk, Compliance, Financial Risk, Credit Risk, Audit & Credit Risk Modelling, they play an integral role in overseeing the risks associated with running a bank and manage them effectively. Our Money Laundering Reporting Officer also sits within this department.

We are hiring a Compliance Manager to join our team to support the Senior Compliance Manager. The role of the Compliance team is to ensure that Atom conducts its business in-line with the rules and principles outlined by our regulators. This ensures that the bank continues to grow in a sustainable way, and that our customers are treated fairly.

As a Compliance Manager you’ll focus on compliance across our products, including Savings, Mortgages, Commercial Lending ensuring the development, implementation and maintenance of policies whilst playing a key part from a compliance perspective on the development of new systems, new processes & products.

You’ll develop & deliver compliance monitoring activity across projects and delivery whilst deputising for the Senior Compliance Manager. This role will also support the development and use of Atom’s conduct risk framework. Providing oversight to management if conduct risks within the business.

What will your ‘typical’ day look like… (there’s no two days the same in Atom):

You will:

• Undertake regular compliance monitoring in accordance with Atom’s annual compliance monitoring plan.
• Day-to-day management of the plan ensuring second line testing is carried out on time and progress is made against this.
• Support the development of the regulatory risk profile of our business, ensuring key and emerging regulatory risks and themes (Horizon Scanning) are assessed for impact on Atom.
• Support the completion of Compliance RCSAs and Key Risk Indicators.
• Stakeholder input into risk committee governance meetings.
• Support senior management with organising and minuting certain Risk governance meetings.
• Support the production of timely Management Information surrounding all aspects of compliance and conduct risk.
• Contribute to the financial promotion’s approval process, providing review, challenge and approval.
• Identifying improvement opportunities for the compliance and conduct risk frameworks and contributing to their delivery.
• Supporting the MLRO with day to day activities in the Deputy MLRO’s absence (training provided).

What do we need from you?

• Experience of the planning and delivery of compliance monitoring activity in Retail Banking
• A strong understanding of Financial Services with particular focus on retail and commercial banking.
• Experience of being involved in compliance related projects and investigations initiating/managing change.
• Strong knowledge of regulation in Financial Services e.g. FCA, PRA & Consumer Duty
• Excellent interpersonal, communication and influencing skills
• Detail oriented but able to make decisions in a time sensitive manner.
• Proactive, flexible, and able to work under own initiative
• Confident, assertive, and pragmatic approach with ability to exercise judgement and discretion

What you’ll get from us:

• Salary range £45k-£50k
• Flexible Hybrid & Remote working.
• 4-day work week
• Annual Share Option – performance-related
• Incredibly generous company pension scheme (maximum of 13% of Atom input)
• ‘All About Me’ fund: £200 per year to spend on personal development
• 22.5 days annual leave plus public holidays
• Private Medical Insurance, Health Cash Plan, Life Insurance & Critical illness cover
• Electrical Vehicle Scheme