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Atom Bank

Commercial Data Scientist

Salary:  £45,000 per annum
Location:  Newcastle upon Tyne
Location flexibility:  2 office days / week
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Job Description

What will your ‘typical’ day look like? Different that’s for sure…:

Atom is looking for a Commercial Data Scientist to bridge the gap between our Data Science and Commercial Savings teams.

You won’t just be crunching numbers in a silo. Reporting to the Head of Savings, you will use sophisticated statistical modelling to understand customer deposit behaviour, build price elasticity models, and directly inform our pricing and brand strategies. We need a storyteller who codes - someone who can build robust machine learning models and then clearly explain the “why” to non-technical stakeholders.

What you’ll be doing:

  • Behavioural & Pricing Models: Design and develop sophisticated pricing and elasticity models to inform product development and competitive positioning.
  • Forecasting & Production: Develop robust forecasting models for deposit balances and successfully deploy them into production environments.
  • Commercial Impact: Identify stable funding sources to optimise the bank’s funding mix and support regulatory liquidity.
  • Translating Data: Act as the bridge between technical and commercial teams, synthesising complex data into actionable insights for leadership.

What do we need from you?

  • Deep proficiency in Python or R for statistical modelling and data manipulation.
  • Proven experience not just building models on a desktop, but deploying them into production environments using software best practices.
  • You ask “why,” challenge the status quo, and look beyond the surface of the data.
  • Exceptional communication skills with the ability to translate complex statistical concepts for a non-technical audience.
  • Financial services experience is great, but not required. If you have consumer pricing or elasticity experience from retail, telecoms, or other regulated industries, we want to hear from you.

What you’ll get from us?

  • Salary of £45k
  • Discretionary cash bonus based on company & individual performance
  • 4-day work week
  • Incredibly generous company pension scheme (maximum of 13% of Atom input – you can put in more)
  • ‘All About Me’ fund: £200 per year to spend on personal development.
  • 22.5 days annual leave plus public holidays
  • Private Medical Insurance, Health Cash Plan & Life Insurance
  • Enhanced Parental Leave
  • Electric Vehicle Scheme
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Working at Atom Bank

Hybrid

4-day week

A little flex time

Company benefits

Open to part-time employees
Open to job sharing
Open to compressed hours
4-day week
Sabbaticals
Enhanced maternity leave – 26 weeks full pay
Enhanced paternity leave – 6 weeks full pay
Adoption leave – 26 weeks full pay
Shared parental leave
22.5 days annual leave + bank holidays
Health insurance
Mental health platform access
Buy or sell annual leave
Time off in-lieu
Electric Car Salary Sacrifice
Salary sacrifice
Enhanced pension match/contribution
Referral bonus
Annual bonus
Open to part time work for some roles
On-site wellness room
Modern office
Private booths
Collaboration spaces
On-site shower
On-site catering
On-site barista
Ergonomic workstations
Carer’s leave
Pregnancy loss leave
Personal development budgets
Hackathons
Mentoring
Coaching
In house training
Further education support
Menopause support
Pregnancy support
Wellbeing allowance
Cycle to work scheme
Faith rooms

Awards & Accreditations

Best Employee Wellbeing

Top 10 - Best Employee Wellbeing

Flexa awards 2026
Most Mission Driven Company

Top 10 - Most Mission Driven Company

Flexa awards 2025
Most flexible companies

Most flexible companies

Flexa100 2024
Finance & Insurance

Finance & Insurance

Industry awards 2023
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Company employees:

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Gender diversity (m:f):

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Funding levels:

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Hiring in countries

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Office Locations