Intelligence Screening and Monitoring Senior Blockchain Analyst

Job Description

Trust unlocks our greatest potential.

For decades, the clearing of payments remained unchanged and unchallenged. We asked, what if there was a better way? What if we could make banking infrastructure faster, safer, more reliable, and easier to access for all? Here is where you can think radically and responsibly to find the best solution.

What happens when you know you’re inherently trusted? Trust creates safety. Safety encourages you to be brave, to challenge, to fail, to try new things and to execute. At ClearBank everything revolves around trust. We’re not expected to earn it, but we are expected not to break it. We’re trusted to own it. To solve issues in the moment. To know a good risk when we see one, and the judgement to know that ‘can’ doesn’t always mean you ‘should’.

What you can expect:

ClearBank is a place where you can do things differently and challenge the status quo. We will give you a high level of autonomy and transparency, and we trust you to make the right decisions for the bank.

If that excites you, how about joining our 1st line Financial Crime Intelligence Team. We are seeking a detail-oriented and analytical Financial Crime Intelligence Screening and Monitoring Senior Blockchain Analyst to join our team. The successful candidate will be responsible for reviewing, investigating, and documenting automated alerts generated by ClearBank’s blockchain analytics and AML systems. You’ll also have an excellent understanding of financial crime typologies and detection methods involving Fiat and blockchain Transaction Monitoring, Compliance, Fraud Investigations, or related fields, and be confident in sharing this knowledge with junior members of the team. This role is critical in ensuring our compliance with anti-money laundering (AML) regulations and protecting the integrity of our financial systems.

You’ll also be experienced in raising concerns and providing ideas, engaging with clients, and making informed decisions with your sound knowledge of blockchain, digital assets and Fiat transactional activity; excellent technical and regulatory knowledge across Financial Crime and sanctions within the UK and EEA, including reporting requirements, and you’ll have a firm understanding of how to identify and mitigate risks within a business associated to blockchain and Fiat activity.

Your role includes:

• Performing Digital Asset Wallet and transaction screening using ClearBank’s blockchain analytics systems

• Reviewing and analysing automated alerts related to both digital asset and Fiat transactional activity, including potential Money Laundering, Fraud, and Sanction violations

• Performing initial analysis using ClearBank’s blockchain analytics and Transaction Monitoring systems

• Conducting detailed investigations into unusual on-chain and off-chain transactions and customer behaviour

• Clearly and accurately document findings, actions taken, and decisions made in the case management systems

• Where relevant, raise internal Suspicious Activity Reports (iSARs) and report identified suspicions to the National Crime Agency (NCA)

• Conducting transactional analysis utilising complex data sets and all available resources to identify unusual themes and patterns

• Managing escalations and senior management conversations in both first and second lines of defence

• Acting as a first point of escalation relating to blockchain analytics

• Collaborate with technology teams and external system vendors to improve alert quality, reduce false positives, and enhance monitoring rules

• Maintain up-to-date knowledge of digital asset risks, typologies, and evolving regulatory requirements

• Participate in regular calibration sessions and feedback loops to improve alert review processes and outcomes

• Support audit and compliance reviews by providing evidence and documentation related to alert investigations

• Deliver training and guidance to stakeholders regarding alert review processes and compliance requirements

• Following ClearBank procedures & standards, raising and escalating relevant reports where required to ensure compliance with relevant AML laws and regulation

What you’ll bring:

To excel in this role, you’ll also need:

• Strong analytical and decision-making skills, with a keen attention to detail

• Experience in Fiat and blockchain Transaction Monitoring, Compliance, Fraud Investigations, or related fields

• Practical knowledge and experience with blockchain analytics solutions (Merkle Science, Chainalysis, TRM, Elliptic etc)

• Understanding of regulatory frameworks relevant to digital assets (e.g., MiCA, FCA guidelines)

• In-depth knowledge of AML regulations and guidelines

• Experience in Financial Crime and/or compliance, investigations and Transaction Monitoring, gained within the digital assets sphere

• Professional certifications such as CAMS, CCAS, CFE, CISSP, or blockchain-related qualifications are advantageous

• Previous experience of Delegated Nominated Officer responsibilities would be advantageous

• Excellent written and verbal communication skills, with the ability to communicate and negotiate with key/senior stakeholders

• Ability to work both independently and collaboratively across multidisciplinary teams when required

• Strong organisational and documentation skills

• Proficiency in using case management and workflow tools

• Strong ethical standards and integrity in handling sensitive information

• Ability to work effectively both independently and as part of a team

Regretfully we are not able to sponsor applicants for immigration purposes at the current time.

What makes a great ClearBank team member? Does this sound like you?

• You focus on solutions and positive outcomes, thinking radically and responsibly to find the best result for our customers, your colleagues and the bank;

• You actively seek feedback from others to drive your growth and development, always assuming positive intent from others and develop strong, trusting relationships you’re your colleagues and customers: you really, genuinely care;

• You always strive for the highest quality, but you know that done is better than perfect; you welcome a challenge knowing that they learn as you go and iterate;

• ‘I’ before ’we’, isn’t in your vocabulary

If this sounds like you then we encourage you to dust off that CV and apply!

What we offer in return:

• We're flexible – We support a culture of flexibility which allows our employees to achieve a strong work-life balance.

• Offices – Work in a way that works for you – whether that’s in the London office, at home, or hybrid.

• Holiday – 27 days of annual leave per year, plus bank holidays.

• Holiday buy/sell - Buy or sell up to five days of annual leave each year and shape your year around what matters most.

• Work abroad – You have the flexibility to work outside of the UK for up to 30 days in a rolling 12-month period.

• Socials – Regular social events open to all.

• Holiday swap – Option to swap your bank holidays to any other day of your choice.

• Wellbeing – 24/7 employee assistance programme including mental health support, life assurance and income protection.

• Bigger than ClearBank – Take a couple of days per year to do something that matters to you.

• Healthy living – Private healthcare and discounted dental cover, with employee perks and discounts.

• Family – Enhanced family-friendly leave.

• Personal development – We offer personal development budgets, opportunities to take part in role-related training and unlimited LinkedIn Learning.

And not forgetting the biggest benefit of all. The opportunity to be part of an incredible team that’s building a tech-bank fit for the future.

A little bit more about us!

ClearBank is Where You Can belong:

At ClearBank we think about Diversity, Equity and Inclusion (DE&I) a lot. Not because we think we should. But because we know we should – how else can we build a happy workforce and be successful as a business. We’re committed to making sure our teams reflect society. And we put energy and effort into making this a place where everyone feels at home, where they’re given the trust and encouragement to do their very best work. Here are some of the things we’re most proud of:

• 42% of our senior management roles are held by women

• Our enhanced family leave policies

• Launching our partnership with Code First Girls

• Increasing awareness of neurodiversity in the workplace through our partnership with the Inclusive Group

Our hiring process and what you can expect:

Application: a member of our talent acquisition team will review your application against the key requirements for the role and let you know within two weeks whether you’re moving forward to the next stage;

Screening: You’ll spend 30-45 minutes speaking to one of our recruiters learning more about the role and ClearBank, and we’ll get it know more about you, your experience and how your skills align with the role (this will be via phone or Teams video call). You can expect to hear back from us within seven days following this meeting (if things are taking longer than expected, we’ll let you know that too);

First Interview: You’ll spend one hour with a member of our hiring team focusing on your skills, competencies and your ways of working at the same time we’ll give you time to ask more questions about the role, the team and learn more about the ClearBank culture. This will be via Teams.

Second Interview: This will be a competency-based interview with one or more members of our team.

Final Stage: You will have a final meeting with the Head of Department. This will be around 45-60 minutes.

Offer: Congratulations! Get ready to transform banking forever!

Our commitment to you as a candidate:

We will always try our best to get back to you within seven days of your interview whether you’ve been successful or not and provide you with feedback. Sometimes things take a little longer, so we may not have a decision to share but we will get it touch to let you know we need a little more time.

We’re unable to provide specific individual feedback at the application or screening stage but know that your application was reviewed and considered carefully.

We wish you the best of luck with your application and maybe we’ll be celebrating your new role at ClearBank soon!

Equal Opportunities

ClearBank is committed to ensuring equal opportunities throughout every stage of the recruitment process. ClearBank recognises that diversity is vital to the long-term success of the business in the communities and markets in which it operates. ClearBank is also a firm believer that an inclusive culture fosters greater employee engagement and collaboration.

ClearBank strives for diversity and inclusion of all forms, including (but not limited to): gender, age, educational and professional background, disability, gender reassignment, marital or civil partner status, pregnancy or maternity, race, colour, nationality, ethnic or national origin, religion or belief and sexual orientation.

As part of the Company’s commitment to equal employment opportunity, we provide reasonable adjustments, to candidates during the recruitment process, including to individuals with disabilities. We want to create a safe space that welcomes everyone so please let us know how we can accommodate you. In case you have any accessibility requirements you can share that with our Talent Acquisition team prior to your interview stage, if applicable.

The legal bit

By submitting your CV to ClearBank Limited you are providing your consent for us to use the information you provide for recruitment purposes. For more information on how we manage your data go and check out our Candidate Privacy Notice on the ClearBank website to see how we process, manage and look after your data. You are also allowing us to communicate with you by email and telephone for recruitment purposes.