Head of Savings, Wealth & Payments

We’re Atom bank

The bank that’s leading the fintech charge!

We’re not like the rest. We’re true innovators, and we’re redefining what a bank should be. Ours is a bank for today and the future, a mobile-first bank. Forget the stuffy branches, with Atom you can bank whenever, wherever, faster, and simpler.

Could you be the next innovator to join us?

What will your ‘typical’ day look like? Different that’s for sure…:

The Commercial team develops the end of end customer experience through using insight and intelligence to drive the design and development of propositions and products that are delivered digitally. Atom’s approach is highly customer orientated, with an emphasis on transparency, fairness and value. The Commercial team ensures customer insight and feedback informs decisions, alongside wider market dynamics in the core objective of Atom’s products being differentiated and ahead of the market.

The Head of Savings, Wealth, and Payments is responsible for the overall strategic direction, design, development, and day-to-day management of Atom Bank’s propositions across Savings, Payments and future Wealth products. This role requires strong leadership to manage a product proposition team and key value streams, ensuring market-leading product design, effective pricing strategies, and strict adherence to regulatory, Compliance, and Conduct Risk requirements. The role holder will be a critical subject matter expert, acting as a liaison with industry bodies, key internal stakeholders, and governance committees.

As a Certified Material Risk Taker under the SMCR, this role carries significant regulatory responsibility. You’ll be expected to uphold the highest standards of conduct and will undergo annual certification to ensure you remain fit and proper for the role.

What you’ll be doing:

Strategy and Proposition Leadership: