Lead Debt & Capital Markets Analyst

Job Description

We are recruiting for a Lead Debt & Capital Markets Analyst to join our team at Admiral Money!

About us

Admiral Money is the dynamic lending arm of Admiral Group, offering personal loans, motor finance, and homeowner loans since 2017. We’re building something special for our customers and are looking for curious, driven individuals ready to learn, take on challenges, and make an impact.

We’re proud to be a certified Great Place to Work for over 25 years, with recognition for Women and Wellbeing. Our inclusive culture empowers everyone to Be You.

Need support during the recruitment process? Just let us know – we’re here to help.

The role

The Lead Debt & Capital Markets (DCM) Analyst is responsible for the structuring, execution, reporting and ongoing management of debt capital markets and securitisation transactions, supporting the delivery of the organisation’s funding and balance sheet strategy.

The role sits within Treasury and acts as the day-to-day technical lead for DCM and structured funding activity. You will work closely with senior leadership while coordinating internal stakeholders and external counterparties across transactions.

This role combines strong analytical capability with transaction execution, regulatory awareness and a high level of process discipline.

The role acts as Treasury’s primary execution contact for live DCM and securitisation transactions.

Please note: This is a hybrid role, with an expectation to be in our Cardiff office two days per week.

Key Responsibilities

• Structuring and executing securitisation and other DCM transactions
• Supporting, and where appropriate leading, the execution of external debt funding initiatives (e.g. secured funding, private placements)
• Acting as Treasury’s day-to-day owner for live transactions, coordinating activity across internal and external stakeholders
• Managing transaction documentation, operational setup, reporting, and the ongoing maintenance of funding programmes
• Ensuring all activity is delivered in line with the organisation’s risk appetite, regulatory requirements, and governance framework
• Supporting market analysis, transaction proposals, and execution recommendations
• Driving continuous improvement across transaction processes, reporting, and controls
• Supporting funding-related regulatory and investor reporting requirements
• Acting as a subject-matter expert within Treasury for securitisation and DCM execution, providing technical oversight and informal coaching to junior analysts where required.
• No direct budget or line management responsibility initially, with potential to manage a junior analyst as the role grows

This role does not own the overall funding strategy but plays a key execution role in delivering it.

Essential Criteria

• Proven experience in securitisation and/or debt capital markets execution, ideally within a bank, specialist lender, or financial institution
• Professional treasury, accounting, or financial qualification (or working towards one)
• Strong understanding of structured finance products and funding structures
• Experience coordinating complex transactions involving multiple internal and external stakeholders
• Solid understanding of relevant regulatory frameworks (e.g. UK/EU Securitisation Regulation, disclosure, and reporting requirements)
• Strong analytical capability, with the ability to translate complex structures into clear, practical outputs
• Excellent attention to detail and a strong control mindset
• Strong written and verbal communication skills, with the ability to engage and influence senior stakeholders

Admiral: Where You Can

We take pride in being a diverse and inclusive business. It's a place where you can Be You, and show up as you are. We’re committed to fostering a people-first culture where everyone is accepted, supported, and empowered to be brilliant. You can, Grow And Progress at a pace and direction that suits you, Make A Difference for our customers and each other, and Share in Our Future with all colleagues eligible for up to £3,600 of free shares each year after one year of service.

Everyone receives 33 days holiday (including bank holidays) when they join us, increasing the longer you stay with us, up to a maximum of 38 days (including bank holidays). You also have the option to buy or sell up to an additional five days of annual leave.

We’re proud of our people-first culture. In fact, we've been recognised as a Great Place to Work for Women, a Great Place to Work for Wellbeing, and an overall Great Place to Work for over 25 years! We’re fully committed to making sure your progression is not slowed or halted by barriers related to race, gender, age, sexuality or any of the protected characteristics.

Our fantastic benefits make sure our colleagues have a great work-life balance; You can view some of our other key benefits here.

As a Disability Confident Leader, for candidates with a disability or long-term health condition, that opt into the Disability Confident scheme, we’ll invite a fair and proportionate number of applicants that meet the essential requirements of the role to the first stage of our selection process.

If you need any adjustments or support with your application or during the recruitment process, just let us know. Please do email eden.davies39@admiralgroup.co.uk or contact us on 07780038264. This number is dedicated to supporting candidates that require reasonable adjustments or support during the application process.

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