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Virgin Media O2 • Manchester, UK

Credit Risk System and Strategy Analyst Manchester

8.8

/10

Transparency ranking
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Job Description

This exciting opportunity as a Credit Risk Analyst based in Manchester, you will play a pivotal role in crafting the future of our credit risk strategies. You will be involved in developing and implementing world-class systems and policies to drive our acquisition strategy, ensuring flawless execution and robust monitoring.

You will partner with the Credit Risk System and Strategy Lead to improve the entire strategy. This strategy focuses on accurately decisioning applications across Fixed and O2 Consumer mobile areas. Your tasks include utilising MI and data to drive strategic recommendations or resolving technical issues impacting Credit Risk outcomes and exposure. Additionally, you will work closely with other teams to detail processes that interact with credit risk systems to guarantee accurate outcomes.

Who we are

The UK’s fastest broadband network. The nation’s best-loved mobile brand. And, one of the UK's biggest companies too. We put our customers first, making life simpler, smoother, and more joyful. With big ambitions and a brilliant team, we’re building a more connected future for everyone.

The must haves

In order to be considered, you must have the following experience;

  • Strong knowledge of credit-related risk and fraud prevention strategies and techniques
  • Supporting the development and improvement of credit risk acquisition strategies.
  • Implementing systems, strategies, and policies to improve acquisition in alignment with business strategies.
  • Proficiency in SQL, Big Query, SAS, or transferrable coding skills, along with MS Office and advanced Excel.
  • Collaborating with analytics and data teams for robust monitoring and understanding the impact of changes made.
  • Ensuring acquisition strategies deliver encouraged results and identifying any implementation or strategy issues.

The other stuff we are looking for

We'd also love you to bring;

  • Familiarity with PowerCurve, Strategy Design Studio or FICO system management
  • Strong knowledge of credit risk and fraud prevention strategies and techniques
  • Experience with Experian, Equifax, or Transunion bureau services across credit decisioning and Fraud behavioral services.
  • Problem-solving ability with strong attention to detail.
  • A challenging and creative approach.

What's in it for you

If we feel like a place where you can belong, we'd love to learn more about you as a person and your experience to date. Once you've submitted an application the next steps of the process, if successful, are likely to include a telephone conversations and an interview.

When you apply, you'll be asked about any adjustments you might need to support the recruitment process. Let us know, and we'll be sure to discuss it with you. Thanks for your patience in the meantime and for showing an interest in joining the Virgin Media O2 family.

Next steps

Once you've applied, the next steps of the process, if successful, are likely to include an initial screening, followed by interviews and a technical assessment.

Adverts will be running for a 2-week period, so please be aware that you may not hear from us until the advert has closed.

If you’ve got any burning questions or require reasonable adjustments to support you through the recruitment process, please drop the recruiter a note.

#LI-PE1

Company benefits

25 days annual leave + bank holidays
Adoption leave – 26 weeks at full pay
Annual bonus
Bike parking
Birthday off
Buy or sell annual leave
Carer’s leave – 5 days paid leave (can be taken as 10 half days)
Chill out zone
Collaboration spaces
Compassionate leave
Critical Illness Insurance
Cycle to work scheme
Dental coverage
Electric Car Salary Sacrifice
Emergency leave
Employee discounts
Enhanced maternity leave – 26 weeks at full pay
Enhanced paternity leave – 14 weeks at full pay
Enhanced pension match/contribution
Enhanced sick pay
Eye Care Support
Faith rooms
Family health insurance
Financial coaching
Hackathons
In house training
Life assurance
Meditation space
Menopause support
Mental health platform access
Mental health support
Neo-natal leave
On-site catering
On-site shower
On-site wellness room
Open to job sharing
Open to part time work for some roles
Open to part-time employees
Pregnancy loss leave
Private booths
Professional subscriptions
Referral bonus
Returnship
Shared parental leave
Teambuilding days
Volunteer days – 5 days paid on top of 25 days annual leave plus bank holidays
Neurodiversity diagnosis

Working at Virgin Media O2

Company employees:

16,000

Gender diversity (m:f):

63:37

Hiring in countries

United Kingdom

Office Locations

Awards & Accreditations

2nd – Family Friendly

2nd – Family Friendly

Flexa awards 2025
Career Progression

Career Progression

Flexa awards 2025
Flexible

Flexible

Flexa awards 2025
3rd – Large companies

3rd – Large companies

Flexa100 2024
Consumer Goods

Consumer Goods

Industry awards 2023
2nd – Large companies

2nd – Large companies

Flexa100 2023

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