Senior Finance Accountant

Job Description

Serving our customers, communities, and planet a little better every day.

Salary – £80,000 to £100,000 + annual bonus & benefits

Work Level - 2

Location – Reigate. Permanent Role

Office Attendance - Our roles are hybrid; however, you should be able to travel to the office between 2 and 3 days per week for this position.

Closing Date – Applications close 6th March 2026.

We deal in the personal – from pet insurance for your best friend, and home insurance for peace of mind, to motor insurance for your dream car or travel money for that trip you’ve worked hard for. And that means we always work with heart.​ Whether we’re helping our customers or looking after our people, you’ll find there’s a warmth and friendliness to everything we do. ​

We’re looking for a Senior Finance Accountant to join our Insurance Money and Services team.

This is a great time to join and contribute to our growing successes as Tesco Insurance is establishing itself.

You’ll be working alongside our wider Finance team and reporting to the Head of Financial Reporting and Control of Tesco Underwriting.

What you’ll be doing

• Take ownership of the Financial Control Framework
  • Be responsible for First Line of defence for Tesco Underwriting Finance
  • Develop and improve internal financial controls
  • Ensure compliance with ICFR (Internal Controls over Financial Reporting) framework
  • Ensure consistency between ICFR and the company’s Risk Management framework
  • Ongoing updates of finance policies
  • Continuous improvement of processes and controls documentation

• Actively contribute to Stakeholder Engagement:
  • Liaise with actuaries, parent company and external auditors.
  • Collaborate with underwriting & pricing, claims, and actuarial teams to pre-empt financial implications
  • Present financial reporting to senior leadership

• Team Leadership & People Management:
  • Support the Head of Financial Reporting & Control in managing the reporting team, including day-to-day oversight, coaching, and mentoring
  • Fostering a collaborative, high-performance culture where people feel connected and thrive
  • Act as a role model and technical lead, providing guidance on complex accounting and reporting issues
  • Workload planning and resource allocation to meet tight deadlines across multiple reporting cycles.

• Statutory and regulatory reporting:
  • Contribute to production and review & challenge of statutory accounts, Solvency UK QRT’s and Solvency and Financial Condition Report
  • Ensure compliance with PRA reporting requirements

• Financial planning
  • Supporting the commercial finance team to ensure forecasts reflect business drivers and emerging trends.
  • Provide insightful variance analysis and commentary to support decision-making and strategic planning

We need you to have

• Commercial acumen & knowledge of the General Insurance Market – understanding the business environment and confidence with making sense of complex, high quantity, and sometimes contradictory information to effectively analyse and solve problems
• Excellent analytical thinking with the ability to interpret financial data and strong attention to detail
• Excellent verbal and writing communication skills with the ability to present financial information to non-financial stakeholders
• Confident in engaging with senior leadership, auditors and cross-functional teams
• Proven ability to lead, mentor, and develop junior finance professionals
• Proven ability to manage teams and fostering a collaborative, high-performance culture
• Strong knowledge of IFRS (especially IFRS 17), and Solvency II/Solvency UK
• Fully qualified accountant with minimum 5 years’ experience

And if you have any of these, even better

• Ability to work efficiently within Microsoft Office Applications including advanced Excel to create relevant and effective reports using various data sources, analysing data trends to help guide decision making.
• Prior exposure to audit or technical accounting in insurance
• Understanding of Risk and Controls management within a regulated industry and demonstrate ability to deliver customer centric solutions.

• Proactive in identifying inefficiencies & control weaknesses and implementing process/control improvements
• We don’t expect you to tick every box, and if you feel you hit most of the brief, it’s worth exploring to further develop your career here with us.

What’s in it for you

• Prepare for your retirement with our colleague pension scheme.
• Private Medical Insurance (WL2+) and virtual GP Service you and your family 365 days a year.
• Performance related annual bonus.
• Indulge in a generous holiday allowance with a minimum of 7.2 weeks, with the opportunity to buy more.
• Embrace the benefits of our Colleague Clubcard, enjoy a 10% discount that increase to 15% every payday. As an added perk, we’ll give you a second card to share with someone else.
• Take part in our Buy as you Earn and Save as your Earn share schemes.

Everyone’s welcome

We want all our colleagues to always feel welcome and be themselves. We’re committed to maintain our inclusive workplace and celebrating everything that makes colleagues unique, and value the richness and diversity this brings to our business. A more diverse business helps us deliver on our purpose to serve our customers, communities, and planet a little better every day.

Interviews

Interviews are expected to be shortly after closing date.

Why Tesco Insurance and Money Services?

Seeing your impact all around you: there's no better feeling.

Lucky for us, we get to feel it all the time. Because whatever our role, we're helping our colleagues and serving our customers, communities and planet a little better every day.

We deal in the personal – from pet insurance for your best friend, and home insurance for peace of mind, to motor insurance for your dream car or travel money for that trip you’ve worked hard for.

Everything we do is about making things better. Not just for others, but for you too. It's why you'll get bags of choice and plenty of development. It's why you'll always be heard and find balance that works for you. It's why you'll feel totally at home in a place where everyone's welcome.

So, if you want a career where you can do good and feel good, you've found it.

Let's make everyday a little better.

Our story

Making Insurance and Money Services more rewarding and offering great value and choice - because we know little wins can make a big difference.

We began life in 1997 and now help more than 2 million customers protect what matters to them.

We want to deliver a helpful service in everything we do and to make life easier for our customers. Our policies are really easy to manage online for our customers, but we know that being able to speak to our customer service staff when you need to is really important. This is why our customer service centers are open seven days a week.

Delivering great customer service means having great people behind the scenes – people who understand our customers and are driven by doing the right thing for them. We offer colleagues a place where they can feel totally at home in a place where everyone's welcome, where they can be part of a great team focused on making a real difference for our customers.

How to apply

We value our people and diverse teams and believe the variety of backgrounds and experiences make us stronger to achieve our goals.

Our colleagues are working hybrid, taking time to meet with colleagues in our offices for moments that matter, such as team catch ups, planning meetings and more. If you’re interested in finding out more about what a career at Tesco Insurance and Money Services looks like, click apply to find out more!