Credit Risk Manager

Job Description

Credit Risk Manager

Function: Finance
Location: Edinburgh (St Andrews Sq) - hybrid with a mix of office & home working
Salary: £35,000 - £42,000 base depending on experience, plus full benefits listed below.

Contract: 12 month fixed term contract

Closing Date: 13th March 2026. Please note, we may close vacancies early where we receive significant numbers of applications.

As the nation’s leading pub, cider and beer company and the name behind a host of brilliant brands, we’re looking for equally brilliant people to help us on our journey to building a better future.

There’s so much more to HEINEKEN than meets the eye and right now, we’re looking for a Credit Risk Manager to join our Finance Team!

About the role
Reporting into the Credit Risk Finance Controller, this role will support in delivering the credit risk KPI’s and priorities of the UK Risk team. You’ll work in accordance with financial risk controls and of course in compliance of our local credit policy along with external legislative and internal/external audit requirements.

A key part of this role is business partnering with our Front-Line Sales colleagues on all things credit related. You’ll be a key contact and subject matter expert.

So, what will you be doing? Here are some key accountabilities;

• Provide guidance, support and constructive challenge to HGSS Credit Controllers and Team Leaders to ensure robust control of the Accounts Receivable (AR) Ledger
• Risk assess and approve proposals relating to trade credit, loan or trade investment within the teams SLA
• Constructively challenge credit proposals to ensure these comply with Heineken UK’s credit and commercial policies and processes
• Deputise for the Financial Controller-Credit Risk as and when required
• Help improve the quality of credit control experience

Who we’re looking for
The role doesn’t require a degree in finance; however it does require someone with a solid commercial background and in-depth industry knowledge.

If you have;

• Proven commercial experience
• Ability to manage multiple stakeholders both internally & externally
• Strong interpersonal skills
• Experience working as part of a larger team contributing towards both individual and joint KPIs
• Experience in a commercial lending role managing a portfolio of Small to Medium-Sized trading businesses
• Strong prioritisation skills with the ability to effectively manage and organise a varied workload
  
  

Experience managing workload within a small team, collaborating effectively and supporting shared objectives

then this could be the next step for you!

We embrace learning and growth, and there is plenty of scope to develop in this role. You’re also likely to bring experiences that are not listed above – these are welcome, but a core understanding of stakeholder communications is important.

Our Ways of Working
HEINEKEN’s Global Purpose is to “brew the Joy of True Togetherness to inspire a better world” and to fulfil this we believe in working closely with each other and collaborating f2f when we can. To enable this, we ask colleagues to be in the office on Tuesdays and Thursdays and one other day of the colleague’s choice.

Our Benefits
As part of the team, along with your salary, you’ll also receive;

• Discretionary Annual bonus
• Company-funded Private Medical Healthcare
• Double matched pension (up to 10%)
• 35 days holiday
• A quarterly allowance towards purchasing our delicious ciders and beers! (Low and no alcohol options available)
• Comprehensive Opportunities to develop.
  

You’ll also get the opportunity to get involved with one of our colleague networks, where groups of colleagues from all over the business work together to ensure we’re always working towards being a diverse and inclusive company.

Our ways of working
Heineken’s Global Purpose is to “brew the Joy of True Togetherness to inspire a better world”, and to fulfil this, we believe in working closely with each other and collaborating face-to-face when we can. To enable this, we ask colleagues to be in the office on Tuesdays and Thursdays and one other day of the colleague’s choice.

The application
If you like what you’ve read and are ready to brew a better career with us, let’s get going! Together with your application, please provide a cover letter outlining why we should want to meet you and what you would bring to HEINEKEN. We may close vacancies early where we receive lots of applications, so don’t delay!

If you need any adjustments made to support your application, for example, if you require information in different formats, or if you have any accessibility issues, then we’re more than happy to review our processes – please feel free to get in touch with us at recruitment@heineken.co.uk.

Who we are
We’re the world’s most international brewer and the name behind a host of brilliant beers and ciders, from Birra Moretti to Strongbow, to Cruzcampo and many more.

It’s a fantastic time to join us. We’re leading the way in low and no alcohol innovation, pioneering new technologies to meet our ambitious environmental goals and investing in our pubs to keep them at the centre of their communities.

When you join us, we’ll back you to reach your full potential. You’ll enjoy unique development opportunities, unforgettable experiences and a reward package that goes far beyond the salary you receive.

If you want to hear more about life at HEINEKEN from our colleagues, head over to LinkedIn and check out the hashtag #LifeatHEINEKENUK.

There’s no better place to untap your future. Join us and brew a better career.