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Vodafone

Portfolio Manager: Business Lending

Location:  Johannesburg, South Africa
Location flexibility:  Office based
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Job Description

When it comes to putting people first, we're number 1.

The number 1 Top Employer in South Africa.
Certified by the Top Employer Institute 2026.

Role Purpose/Business Unit:

An exciting opportunity exists within an innovative Fintech team who serve the Small and Medium Enterprises (SME) industry. As part of the broader Vodacom Financial Services team guided by our financial inclusive strategy, we are looking for an experienced Portfolio or Product Manager to own our Unsecured Lending Business Term Advance product across the value chain through client insights, product enhancements, stakeholder engagement, and to be accountable for product profitability and overall performance.

You will also own the Unsecured SME Lending product and marketplace strategy and execution under the VodaLend brand.

Your responsibilities will include:

  • Manage Business Term Advance product day to day to deliver product performance and profitability.
  • Collaborate with cross-functional teams spanning Marketing, Sales, IT, and CX to scale the product so that the year-on-year growth targets are achieved;
  • Own the execution of the Unsecured Business Lending marketplace.
  • Create new features to enhance the VodaLend business value proposition and to ensure requisite scale is achieved.
  • Identify and manage potential third party product partners and negotiate commercial positions with them.
  • Provide insights to the broader team around innovation and developments within the Business Lending and Fintech industry, and setup business cases for evaluation on new ideas.
  • Daily, weekly and monthly product performance reports and occasional presentations to senior management team.

The ideal candidate for this role will have:

  • Matric essential.
  • Relevant 3 or 4 year Business degree essential.
  • Minimum of 8 years’ experience within the Product development essential.
  • Fintech or Business Lending experience preferred.

Core competencies, knowledge and experience:

  • Prior Business Lending product design and development experience is essential.
  • A detailed knowledge understanding of a the fast-paced fintech lending industry is essential.
  • Understanding of regulatory requirements essential.

We make an impact by offering:

  • Enticing incentive programs and competitive benefit packages
  • Retirement funds, risk benefits, and medical aid benefits
  • Cell phone and data benefits, advantages fibre connection discounts, and exclusive staff discounts offered in collaboration with partner companies


Closing date for Applications: 30 October 2026.


The base location for this role is Midrand, Vodacom Campus.

The company's approved Employment Equity Plan and Targets will be considered as part of the recruitment process. As an Equal Opportunities employer, we actively encourage and welcome people with various disabilities to apply.
Vodacom is committed to an organisational culture that recognises, appreciates, and values diversity & inclusion.

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2 office days / week

A little flex time

Company benefits

UK (28), India (22), Egypt (21), Hungary (20), Romania (20), Albania (22), Turkey (14) days annual leave + bank holidays
Work from anywhere scheme – work for up to 20 days/year abroad (dependant on country)
Annual bonus – dependant on company performance
Employee discounts
Personal development days – once per quarter
Learning platform – access to Harvard Business Publishing, MIT Horizon and Skillsoft
Enhanced maternity leave – 16 weeks (paid) with a phased return to work over 6 months
Enhanced paternity leave – 16 weeks (paid) with a phased return to work over 6 months
Volunteer days – up to 5 days
Coaching – access to a free certified internal pool of coaches
Mentoring
Carer’s leave
Adoption leave – 16 weeks (paid) with a phased return to work over 6 months
Enhanced sick days
Mental health platform access
Mental health first aiders
Employee assistance programme
Complimentary Medical Services – 24/7 online doctor service
Compassionate leave
Home office set up
Buddy scheme
Referral bonus
Early finish Fridays
Buy or sell annual leave
Cycle to work scheme
Life insurance
Sabbaticals
Salary sacrifice
Share options
Teambuilding days
Faith rooms
Enhanced pension match/contribution
Learning license

Awards & Accreditations

1st – Most loved - Large companies

1st – Most loved - Large companies

Flexa awards 2026
1st - Most Inclusive Company

1st - Most Inclusive Company

Flexa awards 2026
Most Flexible Company

Top 5 - Most Flexible Company

Flexa awards 2026
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Company employees:

85,887

Gender diversity (m:f):

61:39

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