Senior Actuary – General Insurance

Senior Actuary – General Insurance

• Influence significant General Insurance decisions through independent oversight, constructive challenge and enterprise-wide exposure


• Broaden your experience across reserving, pricing, underwriting and reinsurance, with a strong platform for future actuarial or Risk leadership


• Hybrid 80% homeworking and 20% from Stratford Upon Avon

About the role

This is a unique opportunity for an experienced General Insurance Actuary to join NFU Mutual's Actuarial Function within the Risk division. Supporting the GI Chief Actuary, you'll provide independent oversight and challenge across reserving, pricing, underwriting and reinsurance, helping to ensure important actuarial decisions are robust, well-reasoned and support the long-term success of the business.

Working as part of a small and highly visible team, you'll lead independent reviews of actuarial work across the business, assessing methodologies, assumptions and outcomes, identifying opportunities for improvement and providing expert insight to senior stakeholders. You'll produce clear reports, present findings to senior stakeholders and support Executive and Board-level decision making through constructive challenge and independent actuarial opinion.

Unlike many actuarial roles that focus on a single specialism, this position offers broad exposure across multiple disciplines and stakeholder groups. You'll work closely with teams across Underwriting, Pricing, Claims, Finance and Risk, bringing fresh perspectives, supporting continuous improvement and helping to shape the future direction of actuarial oversight at NFU Mutual.

With exposure to both personal and commercial insurance, a large actuarial community and a wide range of career opportunities across the business, this role offers an excellent platform for someone looking to broaden their experience

About you

You’ll be a fully qualified Actuary with significant General Insurance experience and the technical credibility to independently review, question and challenge complex actuarial work. Ideally, you’ll have experience across at least two of reserving, pricing and capital modelling.

You’ll combine analytical and technical expertise with sound commercial judgement, strategic thinking and the confidence to form an independent opinion. Proactive and curious in your approach, you’ll be comfortable investigating complex issues, identifying areas for improvement and translating your findings into practical, value-adding recommendations.

You’ll also be able to demonstrate:

• Fully qualified Actuary with strong General Insurance experience, ideally across reserving, pricing and/or capital modelling


• Strong understanding of actuarial techniques, regulatory requirements and industry best practice


• Excellent analytical and problem-solving skills, with the ability to challenge assumptions and provide independent judgement


• Strong report-writing, presentation and communication skills, with the ability to explain complex topics to technical and non-technical audiences


• Proven stakeholder management and influencing skills, with confidence engaging senior stakeholders and governance committees


• Strategic, proactive and commercially minded, with experience coaching or developing less experienced colleagues

At NFU Mutual, we support an inclusive workplace and value all the differences that make us unique. We celebrate the creativity and innovation that comes from diverse perspectives and experiences and share a common vision of doing the right thing for our customers and employees.

We recognise that some candidates may experience barriers during the recruitment process. So, we encourage candidates to discuss any adjustments or accommodations they need to be the best they can be throughout our recruitment process.

We're proud to be a Disability Confident Employer, a Race at Work and Women in Finance Charter signatory and welcome applications from people of all backgrounds, regardless of age, ethnicity, disability, neurodiversity, gender, religion, marital status, sexual orientation, or socioeconomic background.

Benefits and Rewards

When you join our team, you can expect a supportive culture and an attractive range of rewards and benefits including:

• Salary – £80,000 - £110,000 (depending on experience)


• Annual bonus (up to 25% of salary)


• Contributory pension scheme, up to 20%, including your 8% contribution


• 28 days annual leave + bank holidays + buy/sell/save holiday trading scheme


• A Family Friendly policy that helps you balance your work and family responsibilities


• Private medical insurance + options to add family members


• Access to savings at High Street brands, travel and supermarkets


• £20 contribution to a monthly gym membership – subject to T&Cs


• Health and wellbeing plan - cashback for dentist, opticians, physio and more


• Employee Volunteering - volunteer in the community for one day each year


• Unlimited access to Refer a Friend £500 bonus scheme


• Life Assurance cover of 4 x salary


• Employee discounts of 15% on a range of NFU Mutual insurance policies.


• Salary sacrifice employee car scheme - subject to eligibility

Working at NFU Mutual

We’re one of the UK’s leading general insurance and financial services organisations, and for over 110 years we’ve put our customers at the heart of everything we do. Our people are just as important to us, so we’re proud to be recognised as “a great place to work”.

Our Gallup Exceptional Workplace 2026 award was not only awarded with Distinction, but it also marked us as the first UK based company to earn a Gallup Exceptional Workplace award for eleven consecutive years. We’ve also been consistently recognised by Glassdoor. We appeared in the Glassdoor Best Places to Work UK list in 2023, 2024 and 2026 — and in 2026, we were the highest ranked insurance business in the UK, highlighting our strong employee experience and the positive feedback our people share on the platform.

Additionally, we were named in the LinkedIn Top Companies 2026 list of “Best midsize employers to grow your career in the UK”, and we’ve been certified as a UK Top Employer by the Top Employers Institute in 2023, 2024, 2025 and 2026.
We offer a supportive and empowering culture where people are inspired to perform, given opportunities to grow, and recognised and rewarded for their contribution. Our people are proud to work for a company that respects them and their communities, and they trust us to be financially sustainable—so we’re successful now and in the future.