Risk Consultant

Risk Consultant

• Partner with stakeholders to perform operational risk oversight across the business, strengthen decision-making, resilience and business performance


• Gain broad exposure to enterprise-wide risk activity, governance and major change programmes


• Hybrid 80% homeworking and 20% from Stratford Upon Avon

About the role

As a Risk Consultant, you'll work with teams across NFU Mutual to help them identify, assess and manage operational risks. As part of the Operational Risk Management team, you'll support colleagues in using our Risk Management Framework in their day-to-day work, including recording risks, assessing their impact, agreeing actions and monitoring progress.

You'll review risk and control information, ask constructive questions and give practical advice to help teams make informed decisions within risk appetite. You'll analyse risk data and incidents, identify trends and emerging issues, and help prepare clear reports and updates for management and governance meetings.

You'll also support major projects and business change by helping teams consider new or changing risks, assess whether proposed controls are suitable and track agreed actions. In addition, you'll contribute to focused risk reviews, improve risk processes and guidance, and help create and deliver communications and training that make operational risk easier for colleagues to understand and apply.

This is an opportunity to build on your existing risk experience, gain exposure to different parts of NFU Mutual and see how operational risk supports business performance and resilience. You'll work with experienced colleagues, take ownership of defined pieces of work and develop your ability to influence risk management across the Group.

The role is based at our Tiddington Head Office, just outside Stratford-upon-Avon. We offer a hybrid working arrangement, with the option to work up to 80% of your hours from home and access to our office facilities when working on site. Given the collaborative nature of the role and the importance of building strong relationships, you may choose to spend additional time in the office. We fully support this and provide modern facilities to help you work in the way that suits you best.

About you

You're a collaborative and credible professional who builds strong relationships across a wide range of stakeholders and is confident providing advice, challenge and influence at all levels. With strong analytical and critical thinking skills, you're able to interpret complex information, identify key risk exposures and support effective decision-making. You communicate clearly and effectively, both verbally and in writing, take a proactive approach to your work and maintain a high level of attention to detail. You'll also enjoy working as part of a team, sharing knowledge and driving continuous improvement.

To join NFU Mutual, you'll also bring:

• Essential: Practical experience applying an operational risk management framework—for example, identifying and assessing risks, evaluating controls, recording actions and monitoring progress.


• Essential: Strong analytical skills, with the ability to interpret risk data, identify trends and exceptions, and explain their business impact clearly.


• Essential: Experience producing accurate risk reports or management information and presenting the key messages, decisions and actions to managers or governance forums.


• Essential: Experience working directly with stakeholders to understand risk and control issues, provide practical advice and offer constructive challenge where responsibilities, evidence or actions are unclear.


• Essential: A Have a good understanding of how information or transactions flow through an organisation or process, with the ability and be able to identify where failures could occur risks inherent in the process. Be able to identify and recommend proportionate, practical pragmatic controls. to mitigate the risks


• Desirable / can be developed: Experience using risk management systems, supporting thematic reviews or identifying process improvements, together with working knowledge. Have strong risk analysis and data interpretation capability, including good grasp of Microsoft Excel or similar analytical tools.

Experience in insurance or financial services would be advantageous. A recognised risk qualification would also be beneficial, although it is not a prerequisite and we welcome applications from candidates looking to further develop their risk expertise in role.

At NFU Mutual, we support an inclusive workplace and value all the differences that make us unique. We celebrate the creativity and innovation that comes from diverse perspectives and experiences and share a common vision of doing the right thing for our customers and employees.

We recognise that some candidates may experience barriers during the recruitment process. So, we encourage candidates to discuss any adjustments or accommodations they need to be the best they can be throughout our recruitment process.

We're proud to be a Disability Confident Employer, a Race at Work and Women in Finance Charter signatory and welcome applications from people of all backgrounds, regardless of age, ethnicity, disability, neurodiversity, gender, religion, marital status, sexual orientation, or socioeconomic background.

Benefits and Rewards

When you join our team, you can expect a supportive culture and an attractive range of rewards and benefits including:

• Salary £50,000 - £60,000 depending on experience


• Annual bonus (up to 17.5% of salary)


• Contributory pension scheme, up to 20%, including your 8% contribution


• 25 days annual leave + bank holidays + buy/sell/save holiday trading scheme


• A Family Friendly policy that helps you balance your work and family responsibilities


• Access to savings at High Street brands, travel and supermarkets


• £20 contribution to a monthly gym membership – subject to T&Cs


• Health and wellbeing plan - cashback for dentist, opticians, physio and more


• Access to voluntary benefits, including health assessments, private medical insurance and dental insurance


• Employee Volunteering - volunteer in the community for one day each year


• Mentoring opportunities to help you grow your career


• Unlimited access to Refer a Friend £500 bonus scheme


• Life Assurance cover of 4 x salary


• Employee discounts of 15% on a range of NFU Mutual insurance policies.


• Salary sacrifice employee car scheme - subject to eligibility

Working at NFU Mutual

We’re one of the UK’s leading general insurance and financial services organisations, and for over 110 years we’ve put our customers at the heart of everything we do. Our people are just as important to us, so we’re proud to be recognised as “a great place to work”.

Our Gallup Exceptional Workplace 2026 award was not only awarded with Distinction, but it also marked us as the first UK based company to earn a Gallup Exceptional Workplace award for eleven consecutive years. We’ve also been consistently recognised by Glassdoor. We appeared in the Glassdoor Best Places to Work UK list in 2023, 2024 and 2026 — and in 2026, we were the highest ranked insurance business in the UK, highlighting our strong employee experience and the positive feedback our people share on the platform.

Additionally, we were named in the LinkedIn Top Companies 2026 list of “Best midsize employers to grow your career in the UK”, and we’ve been certified as a UK Top Employer by the Top Employers Institute in 2023, 2024, 2025 and 2026.
We offer a supportive and empowering culture where people are inspired to perform, given opportunities to grow, and recognised and rewarded for their contribution. Our people are proud to work for a company that respects them and their communities, and they trust us to be financially sustainable—so we’re successful now and in the future.