SENIOR BANKING ARCHITECT

Job Description

SENIOR BANKING ARCHITECT

Leads end-to-end architecture analysis, design and delivery on banking consulting and implementation programmes, combining deep domain expertise with a strong command of modern technologies to shape clients' digital transformation.

Key Responsibilities

• Lead architecture analysis, design and delivery on banking transformation programmes, acting as the primary technical reference for clients and delivery teams.
• Define target-state architectures spanning core banking, digital channels, payments, cards and CRM.
• Drive migration from monolithic platforms towards modular, API-first, cloud-native architectures.
• Produce high-level designs, architecture diagrams, flow diagrams and other design artefacts to communicate solutions effectively.
• Define and lead technology and solution roadmaps in collaboration with client stakeholders.
• Evaluate and recommend core banking packages and ecosystem solutions (Temenos, Mambu, Finacle, Oracle FLEXCUBE, nCino, Salesforce FSC, etc.).
• Support pre-sales activities: proposals, RFP responses, solutioning and effort estimations.
• Mentor junior architects and foster a culture of technical excellence.

Experience & Background

• Minimum 8–10 years of experience in Banking consulting and/or implementation projects.
• Proven track record as a technical or solution architect in banking transformation programmes.
• Experience working with Tier 1 or Tier 2 banking institutions.
• Familiarity with relevant regulatory frameworks (PSD2, Open Banking, DORA, Basel III, AML/KYC).
• Nice to have: Platform knowledge on any Temenos, Oracle Banking, TM, Mambu, Intellect Design, SAP

Banking Domain Knowledge

Candidates are expected to have hands-on experience across several of the following domains, with recognised depth in at least one:

• Core Banking: Deposits, Lending, Mortgages, Insurance, Securities; knowledge of BIAN framework is valued.
• Payments: SEPA, SWIFT, High-Value Payments, Card Payments, ISO 20022.
• Digital Banking: online/mobile banking, Open Banking, customer onboarding.
• CRM & Customer Engagement (Salesforce FSC, MS Dynamics or similar).
• Risk, Compliance and Regulatory Reporting.

Technical Skills

Candidates are expected to demonstrate breadth across modern technology disciplines, with recognised depth in several of the following areas:

• Architecture patterns: Microservices, Event-Driven Architecture, API-first, Domain-Driven Design.
• Cloud platforms (AWS, Azure or GCP), including deployments for regulated industries.
• Integration technologies: REST/SOAP APIs, Kafka, MQ, Apache Camel or equivalent.
• Data architecture and business intelligence: data modelling, data platforms, analytics and BI tooling.
• AI/ML applied to banking use cases (fraud detection, credit scoring, personalisation).
• DevSecOps: CI/CD, Infrastructure as Code, containerisation (Docker, Kubernetes).
• Agile and scaled agile methodologies (SAFe, Scrum).

Other Requirements

• Fluent in English, written and spoken; additional languages are a plus.
• Strong communication skills; able to present complex topics to executive audiences.
• Familiarity with AI tools as part of day-to-day working practice.

Willingness to travel to client sites as required

#LI-EU

About Accenture

Accenture is a leading global professional services company that helps the world’s leading businesses, governments and other organizations build their digital core, optimize their operations, accelerate revenue growth and enhance citizen services—creating tangible value at speed and scale. We are a talent- and innovation-led company with approximately 791,000 people serving clients in more than 120 countries. Technology is at the core of change today, and we are one of the world’s leaders in helping drive that change, with strong ecosystem relationships. We combine our strength in technology and leadership in cloud, data and AI with unmatched industry experience, functional expertise and global delivery capability. Our broad range of services, solutions and assets across Strategy & Consulting, Technology, Operations, Industry X and Song, together with our culture of shared success and commitment to creating 360° value, enable us to help our clients reinvent and build trusted, lasting relationships. We measure our success by the 360° value we create for our clients, each other, our shareholders, partners and communities.

Visit us at www.accenture.com

Equal Employment Opportunity Statement

We believe that no one should be discriminated against because of their differences. All employment decisions shall be made without regard to age, race, creed, color, religion, sex, national origin, ancestry, disability status, sexual orientation, gender identity or expression, marital status, citizenship status or any other basis as protected by applicable law. Our rich diversity makes us more innovative, more competitive, and more creative, which helps us better serve our clients and our communities.