Propositions Consultant - Personal Lines

Propositions Consultant - Personal Lines

• Work cross-functionally with teams across pricing, underwriting, claims and marketing to drive improvements in product performance and profitability


• Build strong relationships with senior stakeholders, influencing decision-making and gaining exposure to progression opportunities across Proposition and wider business area


• Hybrid 80% homeworking and 20% from Stratford-upon-Avon (12 Month Fixed Term Contract)

About the role

As a Propositions Consultant at NFU Mutual, you’ll play a key role in shaping and improving our Personal Lines propositions, ensuring it delivers strong commercial performance while meeting customer needs and regulatory requirements.

You’ll be responsible for evaluating product performance, using data and insight to identify opportunities and drive improvements. Working closely with teams across pricing, underwriting, claims and marketing, you’ll bring together different perspectives to agree and deliver actions that enhance performance, profitability and customer outcomes.

You’l take ownership of key performance forums, leading regular working groups and contributing clear, insight-driven updates into senior discussions. Your ability to translate complex data into meaningful actions will directly influence product strategy and decision making.

Alongside this, you’ll lead and support projects that enhance propositions, contributing to business cases and ensuring initiatives are delivered effectively. You’ll also play an important role in maintaining technical accuracy across marketing activity and supporting colleagues in understanding and positioning propositions correctly.

Building strong relationships across the business will be essential, enabling you to align stakeholders, challenge thinking and ensure propositions remain competitive, compliant and aligned to strategic objectives.

This role is based in our Tiddington Head Office, just outside Stratford-Upon-Avon. However, we understand how important a positive work life balance is, so to help you give your best, we offer great facilities when you want to be in an office environment and support to work up to 80% of your hours from home.

About you

You’ll bring a proactive and commercially focused mindset, with strong communication and collaboration skills that enable you to build effective relationships across a wide range of teams. You’re confident working with data and insight, using sound judgement and problem-solving skills to translate information into clear actions that drive performance.

You’re self-motivated and take ownership of your work, staying organised while managing multiple priorities. You’ll be comfortable influencing and presenting to stakeholders, and you’ll actively build strong networks across the business to support collaboration, alignment and successful delivery.

To join NFU Mutual, you’ll also bring:

• Strong general insurance experience


• Data analysis and data-driven decision making


• Stakeholder engagement and management


• Commercial business awareness


• Personal lines product knowledge

At NFU Mutual, we support an inclusive workplace and value all the differences that make us unique. We celebrate the creativity and innovation that comes from diverse perspectives and experiences and share a common vision of doing the right thing for our customers and employees.

We recognise that some candidates may experience barriers during the recruitment process. So, we encourage candidates to discuss any adjustments or accommodations they need to be the best they can be throughout our recruitment process.

We're proud to be a Disability Confident Employer, a Race at Work and Women in Finance Charter signatory and welcome applications from people of all backgrounds, regardless of age, ethnicity, disability, neurodiversity, gender, religion, marital status, sexual orientation, or socioeconomic background.

Benefits and Rewards

When you join our team, you can expect a supportive culture and an attractive range of rewards and benefits including:

• Salary up to £55,000


• Annual bonus (up to 17.5% of salary)


• Contributory pension scheme, up to 20%, including your 8% contribution


• 25 days annual leave + bank holidays + buy/sell/save holiday trading scheme


• A Family Friendly policy that helps you balance your work and family responsibilities


• Access to savings at High Street brands, travel and supermarkets


• £20 contribution to a monthly gym membership – subject to T&Cs


• Health and wellbeing plan - cashback for dentist, opticians, physio and more


• Access to voluntary benefits, including health assessments, private medical insurance and dental insurance


• Employee Volunteering - volunteer in the community for one day each year


• Mentoring opportunities to help you grow your career


• Unlimited access to Refer a Friend £500 bonus scheme


• Life Assurance cover of 4 x salary


• Employee discounts of 15% on a range of NFU Mutual insurance policies.


• Salary sacrifice employee car scheme - subject to eligibility

Working at NFU Mutual

We’re one of the UK’s leading general insurance and financial services organisations, and for over 110 years we’ve put our customers at the heart of everything we do. Our people are just as important to us, so we’re proud to be recognised as “a great place to work”.

Our Gallup Exceptional Workplace 2026 award was not only awarded with Distinction, but it also marked us as the first UK based company to earn a Gallup Exceptional Workplace award for eleven consecutive years. We’ve also been consistently recognised by Glassdoor. We appeared in the Glassdoor Best Places to Work UK list in 2023, 2024 and 2026 — and in 2026, we were the highest ranked insurance business in the UK, highlighting our strong employee experience and the positive feedback our people share on the platform.

Additionally, we were named in the LinkedIn Top Companies 2026 list of “Best midsize employers to grow your career in the UK”, and we’ve been certified as a UK Top Employer by the Top Employers Institute in 2023, 2024, 2025 and 2026.
We offer a supportive and empowering culture where people are inspired to perform, given opportunities to grow, and recognised and rewarded for their contribution. Our people are proud to work for a company that respects them and their communities, and they trust us to be financially sustainable—so we’re successful now and in the future.