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NFU Mutual

Customer Service Claims Handler

Salary:  Up to £27,000 per annum
Location:  Bristol
Location flexibility:  1 office day / week – up to an average maximum of 80% working from home, to be agreed with Manager
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Job Description

Customer Service Claims Handler


  • A great place to build your career - NFU Mutual is proud to be one of the UK’s leading insurers, recognised for our values, supportive culture, and award-winning customer service.

  • No insurance experience needed - we’ll give you all the training and support you need to succeed.

  • Hybrid working that works for you. Once you’re fully up to speed, you’ll have the option to work up to 80% of your week from home, with time in the office to stay connected with your team.


Start date – Monday, 05th January 2027

Location – Bristol

Salary – Up to £27,000 (depending on experience)

Full time working hours – 35 hours per week on a rotating shift pattern, with shifts running between 8am and 6pm, Monday to Friday. No weekend work.

About the role

At NFU Mutual, our approach to claims is rooted in doing the right thing. We look for ways to settle claims rather than ways not to — because supporting our customers when they need us most is at the heart of what we do.

As a Claims Handler in our Bristol office, you’ll join a supportive team who guide our customers through their claims journey from start to finish. Every claim is different, and you’ll play an important role in helping people get back on their feet when the unexpected happens, all while keeping an eye out for anything that doesn’t quite add up.

As a Motor Claims Handler, you’ll manage claims assigned from our first response team, supporting customers through the full claims journey after incidents such as road traffic accidents, vehicle damage, theft, or write-offs. This could involve assessing liability, liaising with third‑party insurers and repairers, and helping customers reach a fair and timely settlement as they get back on the road.

You’ll spend time speaking with policyholders and our agency network over the phone, as well as carrying out the behind-the-scenes work that keeps each claim moving forward. You’ll be trained to make fair and confident settlement decisions and supported to spot any potential fraud. It’s varied, people-focused work that combines customer conversations with detailed case management - where no two days are the same and your decisions make a real difference.

To help you become the best you can be, we provide comprehensive training when you first start in the office. This includes classroom learning, shadowing and individual support from Team Leaders and senior members of the team. When the training is complete, we’ll provide a supportive learning environment so you can confidently progress on your Claims Handler journey. Your line manager will also support you to build a personal development plan which you can expect to have conversations about all year round.

During your first four months, you’ll be based in the office full time so you can take part in our training programme, get to know your team, and build your confidence in the role. Once you’ve developed your skills and are comfortable managing claims independently, you’ll be able to move onto our hybrid working model — with the flexibility to work up to 80% of your week from home while still staying connected in the office.

About you

You’ll bring your strong customer focus and both written and verbal communication skills to confidently deliver exceptional customer service and build strong relationships. Proficient in using systems and software applications, you also have an eagerness to learn and develop within your role.

Here are the key skills we’re looking for:


  • Customer service experience – recent experience in a customer-facing role, demonstrating your ability to support and engage with a diverse range of people. While previous experience in claims handling is desirable, it is not essential, as comprehensive training will be provided to support your success in this role.


  • Customer Focus and Empathy – a natural communicator who listens and responds to customers’ needs, making every customer feel valued and reassured.


  • Adaptability and multi-tasking – comfortable adjusting your approach and managing multiple priorities in a fast-paced environment.


  • Self-management and teamwork – able to proactively manage your workload, working successfully both independently and as part of a team.


  • Problem-solving and judgement – confident in analysing situations, finding solutions, and making effective decisions.


  • Technical proficiency – skilled in using systems and software applications, with a willingness to learn and develop new skills.

At NFU Mutual, we support an inclusive workplace and value all the differences that make us unique. We celebrate the creativity and innovation that comes from diverse perspectives and experiences and share a common vision of doing the right thing for our customers and employees.

We recognise that some candidates may experience barriers during the recruitment process. So, we encourage candidates to discuss any adjustments or accommodations they need to be the best they can be throughout our recruitment process.

We're proud to be a Disability Confident Employer, a Race at Work and Women in Finance Charter signatory and welcome applications from people of all backgrounds, regardless of age, ethnicity, disability, neurodiversity, gender, religion, marital status, sexual orientation, or socioeconomic background.

Benefits and Rewards

When you join our team, you can expect a supportive culture and an attractive range of rewards and benefits including:


  • Salary up to £27,000

  • Annual bonus (up to 10% of salary)

  • Contributory pension scheme, up to 20%, including your 8% contribution

  • 25 days annual leave + bank holidays + buy/sell/save holiday trading scheme

  • A Family Friendly policy that helps you balance your work and family responsibilities

  • Access to savings at High Street brands, travel and supermarkets

  • £20 contribution to a monthly gym membership – subject to T&Cs

  • Health and wellbeing plan - cashback for dentist, opticians, physio and more

  • Access to voluntary benefits, including health assessments, private medical insurance and dental insurance

  • Employee Volunteering - volunteer in the community for one day each year

  • Mentoring opportunities to help you grow your career

  • Unlimited access to Refer a Friend £500 bonus scheme

  • Life Assurance cover of 4 x salary

  • Employee discounts of 15% on a range of NFU Mutual insurance policies.

  • Salary sacrifice employee car scheme - subject to eligibility

Working at NFU Mutual

We’re one of the UK’s leading general insurance and financial services organisations, and for over 110 years we’ve put our customers at the heart of everything we do. Our people are just as important to us, so we’re proud to be recognised as “a great place to work”.

Our Gallup Exceptional Workplace 2026 award was not only awarded with Distinction, but it also marked us as the first UK based company to earn a Gallup Exceptional Workplace award for eleven consecutive years. We’ve also been consistently recognised by Glassdoor. We appeared in the Glassdoor Best Places to Work UK list in 2023, 2024 and 2026 — and in 2026, we were the highest ranked insurance business in the UK, highlighting our strong employee experience and the positive feedback our people share on the platform.

Additionally, we were named in the LinkedIn Top Companies 2026 list of “Best midsize employers to grow your career in the UK”, and we’ve been certified as a UK Top Employer by the Top Employers Institute in 2023, 2024, 2025 and 2026.
We offer a supportive and empowering culture where people are inspired to perform, given opportunities to grow, and recognised and rewarded for their contribution. Our people are proud to work for a company that respects them and their communities, and they trust us to be financially sustainable—so we’re successful now and in the future.

Apply

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Working at NFU Mutual

Hybrid - up to an average maximum of 80% working from home, to be agreed with Manager

Company benefits

Pro-rata Minimum 25 days annual leave + bank holidays
Accrued annual leave – save up to 1 week of your holiday entitlement for future use
Additional voluntary pension contribution – including adding annual bonus contribution to pension before tax
Adoption leave – up to 52 weeks adoption leave
Annual bonus
Bike parking – at some sites
Buy or sell annual leave – Holiday Trading - buy or sell up to 5 days
Car allowance – subject to eligibility
Charity donation scheme – Pennies from Heaven
Cinema discounts
Coaching
Collaboration spaces
Company car – subject to eligibility
Compassionate leave
Cycle to work scheme
Dental coverage – Dental Insurance (voluntary benefit) & health cash plan
Eldercare services
Electric Car Salary Sacrifice – hybrid / electric. Subject to eligibility
Employee assistance programme
Employee discounts – shopping and insurance
Employee recognition scheme
Enhanced maternity leave – 20 weeks at full pay (after two years' service)
Enhanced paternity leave – 8 weeks paternity leave
Enhanced pension match/contribution – employer contribution up to 12%
Enhanced sick pay – max 26 weeks in any 12 month period according to length of service
Ergonomic workstations
Eye Care Support
Family health insurance – voluntary benefit
Financial advice – discounted financial advice
Gym membership – £20 gym subsidy (subject to eligibility)
Health assessment – voluntary benefit
Health cash plan
Health insurance – subject to eligibility
In house training
Income protection
Learning platform
Life assurance
Loyalty programme – `long service awards
Lunch and learns
Mental health first aiders
Mentoring
On-site barista – at some sites
On-site catering – at some sites
On-site shower – at some sites
Open to part-time employees
Private GP service – virtual GP
Referral bonus
Restaurant discounts – Restaurant Discount Card
Sabbaticals
Salary advance
Salary sacrifice
Secure on-site parking – depending on location. Also EV charge points at some sites
Shared parental leave – up to 37 weeks shared parental pay
Sports teams
Study support
Teambuilding days
Travel loan – Season Ticket Loan
Volunteer days – 1 day per year
Will writing – and Power of Attorney
Menopause support – as part of Medicash benefit
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NFU Mutual

Customer Services Adviser Life Claims

£25,000 per annum

Stratford-upon-Avon, UK

Company employees:

c4600

Gender diversity (m:f):

49:51

Hiring in countries

United Kingdom

Office Locations