Senior Regulatory Reporting Specialist

Job Description

Who we are:

TrueLayer is Europe’s fastest-growing Pay by Bank network. We power smarter, safer and faster payments by combining real-time bank payments with financial and identity data. E-commerce, iGaming and Financial Services businesses use our products to onboard new users, accept money and make payouts in seconds, and at scale. Live across 22 countries and with 1 new user joining TrueLayer’s Pay by Bank network every 3 seconds, we’re in a very exciting growth stage. This is why we’re expanding the team across our offices in London, Milan, and Dublin.

Listed in Sifted as one of the 100 fastest growing start-ups in UK & Ireland, and CNBC’s World Top Fintech Companies, we’re trusted by industry leaders like RyanAir and Just Eat Takeaway for continued innovation within our payment products. To date, we’ve raised over $300 million from world-renowned investors including Stripe, Tiger Global, Northzone, and Tencent. But this is just the beginning.

We’re looking for people who are excited about joining the Pay by Bank revolution and helping us change the way the world pays. Could this be you?

Description

We are looking for a Senior Regulatory Reporting Specialist to take ownership of our regulatory reporting across our UK and European entities. This is more than a traditional reporting role; you will be the driving force behind moving our processes from manual workflows to a highly automated, data-driven model, acting as the technical lead for our regulatory reporting platform. We need someone who can bridge the gap between complex regulatory rules and raw transactional data, building a reporting structure that scales as we grow.

In this role, you will be the primary coordinator for our regulatory reports, ensuring that our data architecture supports accurate and timely submissions. You will act as a technical architect for our reporting engine, specifically focusing on the following areas:

• Reporting Automation: Lead the day-to-day operation of our automated reporting platform. You will design and optimise the end-to-end workflow—from data ingestion to final submission—using our automated regulatory reporting tool to reduce manual intervention.
• Data Mapping: Create clear technical documentation that traces data from its source (both transactional and non-transactional) all the way to the final regulatory output.
• Process Governance: Drive a structured and organised reporting approval process. You will use our automated tools to improve how reports are reviewed, signed off, and stored, ensuring a clear audit trail for all submissions.
• Technical Liaison: Act as the primary link between Compliance and our Product and Data teams. You’ll work with data owners to make sure reporting requirements are built into the data at the source.
• Preparation and Submission: Manage the end-to-end preparation and timely submission of all regulatory returns (EU and UK)
• Strategic Management Information (MI): Develop and maintain internal MI reporting. You will leverage our regulatory data to provide leadership with insights into business performance, risk trends, and compliance health, ensuring our data works for the business as well as the regulator.

About you:

• Regulatory Reporting Experience: Demonstrable solid experience in regulatory reporting within fintech, payments, or banking, including familiarity with UK and European frameworks. This should include experience in the end-to-end preparation and submission of complex regulatory returns, including Capital, Liquidity, Financial and statistical reporting.
• Technical Skills: You are highly proficient in SQL and comfortable querying complex databases to validate the integrity of your reporting data.
• Data Tools: You are proficient with using data visualisation tools (e.g. Looker, Quicksight, Power BI) to build automated dashboards. You also have advanced Excel skills for complex reconciliation, but view it as a secondary tool to automated, system-led solutions.
• Data Mapping Ability: You have a talent for mapping complex data flows and can maintain a data dictionary that connects regulatory reporting definitions to our underlying data structures (raw business data) creating a single source of truth.
• Stakeholder Influence: You are an effective communicator who can translate regulatory requirements into technical terms. You are comfortable holding data owners and product teams accountable to ensure data integrity.
• Organisational Rigor: You have a disciplined approach to process management, with a focus on building structured approval workflows and maintaining clear audit trails.
• Problem-Solving Resilience: You enjoy investigating data discrepancies and will proactively trace an issue to its source rather than waiting for a solution to be provided.
• Independence: You are a self-starter who can identify data inconsistencies and work directly with internal teams to fix them without needing constant oversight

We would be particularly excited if you have:

• Sector-Specific Knowledge: Deep experience with the reporting requirements governing Payment Institutions (PI) and E-Money Institutions (EMI), specifically regarding PSD2/PSD3 frameworks and EBA Guidelines
• RegTech Experience: You’ve previously moved a firm from legacy spreadsheet processes to automated, AI-driven reporting platforms.
• Advanced Data Knowledge: Deep experience using data warehouses for compliance or regulatory data modeling.
• Scaling Experience: You’ve managed reporting for multiple international entities or helped a firm expand into new markets.
• Technical Standards: You are familiar with formats like XML and XBRL and have experience with automated regulatory reporting solutions.
• CESOP: Experience with CESOP reporting would be a plus.

Don’t meet all the requirements?

Multiple studies have shown that women and people of underrepresented groups are sometimes less likely to apply to jobs unless they meet every single requirement. At TrueLayer, we are committed to building a diverse workforce, so if you are excited about this role and have the essential skills, but not the entire checklist - we’d still love to hear from you!

Benefits

What you can expect from us

• Meaningful equity in the company 💰
• Flexible hours and hybrid working. Split your time 50/50 between working from home and our welcoming offices in Dublin 🇮🇪 spending 2-3 days per week in the office.
• Need to collect the kids from childcare? Love a workout in the gym first thing? No worries, we trust you to do your best work within our hybrid framework 🧘
• A one-off remote-working budget to help you set up your home office 💺
• 24 days holiday as standard ✈️ with flexible bank holidays, so you can take those days whenever you like 🌍
• 12 fully-paid wellbeing days a year and your birthday off (on top of the holiday allowance) 🕊️
• 2 volunteering days to support causes important to you
• Life Cover as part of our benefits package, offering financial protection and peace of mind for you and your loved ones 🛟
• 90 day ‘work from abroad’ policy 👩‍💻☀️
• Generous parental leave, above and beyond statutory requirements 👪
• Competitive pension contribution at 4% & 4% 🧓
• Private health insurance from the day you start 🧑‍⚕️
• Membership of mental wellbeing platform Spill and premium Calm subscription
• A €1000 budget to spend on learning & development each year 📚
• Free lunch from Deliveroo 🥙 up to 3 days a week when you are in the office

At TrueLayer, we don’t just do inclusion and diversity. We embrace people that have different opinions, perspectives and personalities. Because we believe that by seeing the world from all sorts of angles, we can make life better for all the people who live in it. We strongly encourage applications from underrepresented groups (e.g. people of colour, the LGBTQ+ community, people with disabilities, neurodivergent people, parents, carers, and people from all socio-economic backgrounds). If you’d like to discuss alternative working patterns, please let us know.

We will always aim to make appropriate adjustments to ensure we are fully inclusive to people with different needs during our interview process. So if you need us to make any adjustments to suit your individual needs please let us know - we’ll be happy to support you.