Farming Underwriter

Job Description

Farming Underwriter

• Join NFU Mutual during an exciting time of transformation and change, undertaking a project-focused, underwriting role - which can be offered as either a permanent position or a fixed term contract


• Help shape our Farm and Estates strategy, utilising your extensive knowledge in this area to evolve our underwriting guidance, processes and policies


• Hybrid working on offer – spend up to 80% of your time at home, to achieve an excellent work-life balance

About the role

This is an exciting opportunity to join NFU Mutual’s Head Office Underwriting Department as part of our Farming and Estates Segment Underwriting team.

This role can be offered as either a permanent position, or a fixed term contract for 12 months, depending on candidate preference.

Reporting to the Underwriting Segment Manager, you’ll play a key role in shaping our underwriting strategy for a defined product range - bringing expert judgement, developing guidance, and translating underwriting appetite into clear, actionable rules and processes.

You’ll work closely with colleagues across Pricing, Propositions, Sales, Agency, Claims and wider business functions, influencing decision making and ensuring our underwriting practices remain consistent, customer focused, and commercially effective. As part of our continued transformation, you’ll contribute to strategic projects that improve how we operate and support our ambition to remain the UK’s most trusted insurer - making and ensuring our underwriting practices remain consistent, customer-focused, and commercially effective.

The role offers hybrid working to support flexibility, collaboration, and wellbeing – this will involve spending 20% of your time at one of our NFU Mutual offices (Stratford-upon Avon, York, Bristol, Belfast or Glasgow), and up to 80% of your time working from home.

About you

You bring strong technical knowledge and a background in Farm underwriting, supported by analytical and strategic thinking skills. You are confident using data to inform decisions, undertaking report writing, and working collaboratively with a wide range of stakeholders. Equally you’ll enjoy contributing to improvements that create meaningful impact.

What we’re looking for

• Experience in Farm underwriting, with Estates experience desirable


• Strong report writing skills and the ability to interpret complex information for varied audiences


• Confident communicator with influencing skills and the ability to build trusted relationships with all levels of stakeholders


• Analytical thinker who can translate data into insight and actionable recommendations


• Experience contributing to, or delivering projects in, a fastmoving environment, having worked in a head office / strategy-focused underwriting role previously

At NFU Mutual, we support an inclusive workplace and value all the differences that make us unique. We celebrate the creativity and innovation that comes from diverse perspectives and experiences and share a common vision of doing the right thing for our customers and employees.

We recognise that some candidates may experience barriers during the recruitment process. So, we encourage candidates to discuss any adjustments or accommodations they need to be the best they can be throughout our recruitment process.

We're proud to be a Disability Confident Employer, a Race at Work and Women in Finance Charter signatory and welcome applications from people of all backgrounds, regardless of age, ethnicity, disability, neurodiversity, gender, religion, marital status, sexual orientation, or socioeconomic background.

Benefits and Rewards

• Salary of up to £60,000


• Annual bonus (up to 17.5% of salary)


• Contributory pension scheme, up to 20%, including your 8% contribution


• 25 days annual leave + bank holidays + buy/sell/save holiday trading scheme


• A Family Friendly policy that helps you balance your work and family responsibilities


• Access to savings at High Street brands, travel and supermarkets


• £20 contribution to a monthly gym membership – subject to T&Cs


• Health and wellbeing plan - cashback for dentist, opticians, physio and more


• Access to voluntary benefits, including health assessments, private medical insurance and dental insurance


• Employee Volunteering - volunteer in the community for one day each year


• Unlimited access to Refer a Friend £500 bonus scheme


• Life Assurance cover of 4 x salary


• Employee discounts of 15% on a range of NFU Mutual insurance policies.


• Salary sacrifice employee car scheme - subject to eligibility

Working at NFU Mutual

We’re one of the UK’s leading general insurance and financial services organisations, and for over 110 years we’ve put our customers at the heart of everything we do. Our people are just as important to us, so we’re proud to be recognised as “a great place to work”.

Our Gallup Exceptional Workplace 2025 award was not only awarded with Distinction, but it also marked us as the first UK based company to earn a Gallup Exceptional Workplace award for ten consecutive years. We’ve also been consistently recognised by Glassdoor. We appeared in the Glassdoor Best Places to Work UK list in 2023, 2024 and 2026 — and in 2026, we were the highest ranked insurance business in the UK, highlighting our strong employee experience and the positive feedback our people share on the platform.

Additionally, we were named in the LinkedIn Top 15 Companies 2025 list of “Best midsize employers to grow your career in the UK”, and we’ve been certified as a UK Top Employer by the Top Employers Institute in 2023, 2024, 2025 and 2026.

We offer a supportive and empowering culture where people are inspired to perform, given opportunities to grow, and recognised and rewarded for their contribution. Our people are proud to work for a company that respects them and their communities, and they trust us to be financially sustainable—so we’re successful now and in the future.