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NFU Mutual

Branch Manager High Net Worth Insurance

Salary:  Up to £100,000 per annum
Location:  Cobham
Location flexibility:  1 office day / week – up to an average maximum of 80% working from home, to be agreed with Manager
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Job Description

Branch Manager High Net Worth Insurance


  • Lead a specialist High Net Worth insurance branch, driving profitable growth in one of the UK's strongest private client markets.

  • Inspire, coach and develop a high-performing team, creating a culture focused on exceptional customer and commercial outcomes.

  • Build trusted relationships with High Net Worth customers and professional introducers, strengthening our presence across Surrey, London and the surrounding market.

About the role

Lead a specialist High Net Worth insurance branch in one of the UK’s strongest private client markets.

We’re looking for an inspiring and commercially minded Branch Manager to lead our specialist High Net Worth (HNW) insurance operation in Cobham. This is an opportunity to shape a high-performing branch, deliver sustained and profitable growth, and ensure every customer receives a personal, attentive and expert service.

You’ll combine confident people leadership with a strong sales focus and a passion for outstanding customer outcomes. Working with an experienced team, you’ll build capability, strengthen relationships with customers and introducers, and grow our presence across Surrey, London and the surrounding HNW market.

About the Role

As Branch Manager, you’ll take ownership of the branch’s people, sales, service and operational performance. You’ll set a clear direction, translate business ambitions into practical plans and create an inclusive, energetic environment where colleagues can perform at their best.

What you'll be doing


  • Lead, coach and develop a specialist team, setting clear expectations and building capability through regular feedback and support.

  • Own the branch business plan, sales strategy and performance objectives, using data and market insight to drive profitable growth.

  • Create a strong new-business culture, maintaining disciplined pipelines and improving lead generation, conversion and retention.

  • Build trusted relationships with HNW customers, professional introducers and local networks, representing the branch confidently in the market.

  • Champion outstanding customer service, ensuring complex needs are understood and customers receive a responsive, tailored and consistent experience.

  • Oversee branch operations, financial performance, risk controls and regulatory compliance.

  • Work collaboratively with underwriting, claims, marketing and other internal specialists to deliver the right outcomes for customers.

  • Promote continuous improvement, identifying opportunities to simplify processes, strengthen service and increase team productivity.

This role falls under Insurance Distribution Directive requirements, and as a result, role holders will be required to demonstrate ongoing Continuous Professional Development in role, along with undergoing regular re-screening to show that they are of “Good Repute”. Further information can be found in the FCA Handbook.

About you

You’ll be a credible, hands-on leader who can balance commercial ambition with excellent customer outcomes. You’ll know how to motivate a team, develop relationships and turn opportunity into sustainable results.

Essential experience and skills


  • Proven experience of leading, coaching and developing a team in a sales and customer service environment.

  • A strong record of delivering sales growth and achieving stretching commercial targets.

  • Significant customer service experience, including handling complex or sensitive customer needs and resolving issues effectively.

  • Experience in High Net Worth, private client or specialist personal lines insurance.

  • Strong relationship-management and influencing skills, with the confidence to engage customers, introducers and senior stakeholders.

  • Commercial and financial acumen, including the ability to interpret performance information and make sound decisions.

  • A clear understanding of regulated insurance environments, conduct risk and the importance of fair customer outcomes.

  • Excellent communication, organisation and problem-solving skills.

Desirable


  • Knowledge of HNW homes, fine art, jewellery, prestige motor and other private client risks.

  • CII qualifications or progress towards Dip CII/ACII.

  • A full UK driving licence.

What we Offer


  • A high-profile leadership role in a specialist and strategically important growth market.

  • The opportunity to lead an established team and shape the future of the Cobham branch.

  • Support from experienced insurance, underwriting, claims and marketing colleagues.

  • A collaborative working environment with hybrid working available.

  • A competitive salary and benefits package, dependent on experience.

Ready to Lead the Next Stage of our Growth?

If you’re an experienced insurance leader with a passion for sales, customer service and the High Net Worth market, we’d like to hear from you. Please apply with your CV and a short covering statement outlining your relevant leadership experience and the results you have delivered.

At NFU Mutual, we support an inclusive workplace and value all the differences that make us unique. We celebrate the creativity and innovation that comes from diverse perspectives and experiences and share a common vision of doing the right thing for our customers and employees.

We recognise that some candidates may experience barriers during the recruitment process. So, we encourage candidates to discuss any adjustments or accommodations they need to be the best they can be throughout our recruitment process.

We're proud to be a Disability Confident Employer, a Race at Work and Women in Finance Charter signatory and welcome applications from people of all backgrounds, regardless of age, ethnicity, disability, neurodiversity, gender, religion, marital status, sexual orientation, or socioeconomic background.

Benefits and Rewards

When you join our team, you can expect a supportive culture and an attractive range of rewards and benefits including:


  • Salary – Up to £100,000 dependent on experience

  • Annual bonus (up to 25% of salary)

  • Contributory pension scheme, up to 20%, including your 8% contribution

  • 28 days annual leave + bank holidays + buy/sell/save holiday trading scheme

  • A Family Friendly policy that helps you balance your work and family responsibilities

  • Private medical insurance + options to add family members

  • Access to savings at High Street brands, travel and supermarkets

  • £20 contribution to a monthly gym membership – subject to T&Cs

  • Health and wellbeing plan - cashback for dentist, opticians, physio and more

  • Employee Volunteering - volunteer in the community for one day each year

  • Unlimited access to Refer a Friend £500 bonus scheme

  • Life Assurance cover of 4 x salary

  • Employee discounts of 15% on a range of NFU Mutual insurance policies.

  • Salary sacrifice employee car scheme - subject to eligibility

Working at NFU Mutual

We’re one of the UK’s leading general insurance and financial services organisations, and for over 110 years we’ve put our customers at the heart of everything we do. Our people are just as important to us, so we’re proud to be recognised as “a great place to work”.

Our Gallup Exceptional Workplace 2026 award was not only awarded with Distinction, but it also marked us as the first UK based company to earn a Gallup Exceptional Workplace award for eleven consecutive years. We’ve also been consistently recognised by Glassdoor. We appeared in the Glassdoor Best Places to Work UK list in 2023, 2024 and 2026 — and in 2026, we were the highest ranked insurance business in the UK, highlighting our strong employee experience and the positive feedback our people share on the platform.

Additionally, we were named in the LinkedIn Top Companies 2026 list of “Best midsize employers to grow your career in the UK”, and we’ve been certified as a UK Top Employer by the Top Employers Institute in 2023, 2024, 2025 and 2026.
We offer a supportive and empowering culture where people are inspired to perform, given opportunities to grow, and recognised and rewarded for their contribution. Our people are proud to work for a company that respects them and their communities, and they trust us to be financially sustainable—so we’re successful now and in the future.

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Working at NFU Mutual

Hybrid - up to an average maximum of 80% working from home, to be agreed with Manager

Company benefits

Pro-rata Minimum 25 days annual leave + bank holidays
Accrued annual leave – save up to 1 week of your holiday entitlement for future use
Additional voluntary pension contribution – including adding annual bonus contribution to pension before tax
Adoption leave – up to 52 weeks adoption leave
Annual bonus
Bike parking – at some sites
Buy or sell annual leave – Holiday Trading - buy or sell up to 5 days
Car allowance – subject to eligibility
Charity donation scheme – Pennies from Heaven
Cinema discounts
Coaching
Collaboration spaces
Company car – subject to eligibility
Compassionate leave
Cycle to work scheme
Dental coverage – Dental Insurance (voluntary benefit) & health cash plan
Eldercare services
Electric Car Salary Sacrifice – hybrid / electric. Subject to eligibility
Employee assistance programme
Employee discounts – shopping and insurance
Employee recognition scheme
Enhanced maternity leave – 20 weeks at full pay (after two years' service)
Enhanced paternity leave – 8 weeks paternity leave
Enhanced pension match/contribution – employer contribution up to 12%
Enhanced sick pay – max 26 weeks in any 12 month period according to length of service
Ergonomic workstations
Eye Care Support
Family health insurance – voluntary benefit
Financial advice – discounted financial advice
Gym membership – £20 gym subsidy (subject to eligibility)
Health assessment – voluntary benefit
Health cash plan
Health insurance – subject to eligibility
In house training
Income protection
Learning platform
Life assurance
Loyalty programme – `long service awards
Lunch and learns
Mental health first aiders
Mentoring
On-site barista – at some sites
On-site catering – at some sites
On-site shower – at some sites
Open to part-time employees
Private GP service – virtual GP
Referral bonus
Restaurant discounts – Restaurant Discount Card
Sabbaticals
Salary advance
Salary sacrifice
Secure on-site parking – depending on location. Also EV charge points at some sites
Shared parental leave – up to 37 weeks shared parental pay
Sports teams
Study support
Teambuilding days
Travel loan – Season Ticket Loan
Volunteer days – 1 day per year
Will writing – and Power of Attorney
Menopause support – as part of Medicash benefit
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