Credit Risk System and Strategy Lead

Job Description

The location of this role is Nationwide
The Credit Risk system and strategy lead is responsible for developing, maintaining, and optimising Credit Risk systems and strategy, supporting the implementation of business wide initiative and all Credit Risk change. Influencing the development of the Virgin Media O2 Credit Risk Strategy. Ensuring close performance monitoring across the Virgin Media O2 Consumer Credit portfolio, advising the design, implementation and strategies that carefully balance risk and reward. Who we are The UK’s fastest broadband network. The nation’s best-loved mobile brand. And, one of the UK's biggest companies too.

Diverse, high performing teams - jam packed with serious talent. Together, we offer the UK more choice and better value, through our boundary-pushing, customer-championing values and ambitions.

Together, we are Virgin Media O2, and we can't wait to see what you can do.

Accessible, inclusive and equitable for all

Virgin Media O2 is an equal opportunities employer and we're working hard to remove bias and barriers for our people and candidates. So, we build equity and inclusion into everything we do, from the policies we craft to the relationships we shape. We support and encourage you to be your authentic self throughout your application journey with us.

The must haves In order to be considered, you must have the following experience;

• A deep understanding of credit and fraud risk.
• Experience in designing, developing, monitoring & oversight of credit risk management models, scorecards, and systems.
• Knowledge of Experian, Equifax, or Transunion bureau services across credit decisioning and fraud behavioural services.
• Expert translation of business requirements into system and strategy delivery.
• Extensive knowledge of SAS / SQL, or transferrable coding skills in languages such as Python, R or Big Query.
• Able to work as part of a small team in a fast-paced environment.

The other stuff we are looking for We'd also love you to bring;

• Proven problem-solving ability with strong attention to detail.
• Powercurve Software, particularly Strategy Design Studio
• Influencing and networking skills to support optimisation delivery and proactive engagement with colleagues and stakeholders.
• Experience using SOAP / REST testing tool.
• Knowledge of Machine Learning models and techniques.
• Expert translation of business requirements into system and strategy delivery.

What's in it for you Our goal is to celebrate our people, their lives and everything in-between. We aim to create a culture that empowers everyone to bring the best versions of themselves to work each and every day. We believe the most inclusive and diverse culture makes for a better business and a brighter world.

Working at Virgin Media O2, you get a bumper reward package bursting with benefits, and loads of extras you can add if you’d like to. These are designed to support both you and your loved ones, making sure that you’re covered no matter what life throws your way.

Next steps If we feel like a place where you can belong, we'd love to learn more about you as a person and your experience to date. Once you've submitted an application the next steps of the process, if successful, are likely to include a Saville and Competency based interview.

When you apply, you'll be asked about any adjustments you might need to support the recruitment process. Let us know, and we'll be sure to discuss it with you.

Please note: Applications will be reviewed, and interviews conducted throughout the duration of this advert, therefore we may bring the closing date forward. We encourage all interested applicants to apply as soon as possible. If you’re offered a job with us, it will be conditional, based on the passing of background checks. All roles require a criminal record check and some roles need a financial probity check. Your recruiter can provide you with more information if needed.

Thanks for your patience and for showing an interest in joining the Virgin Media O2 family.

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