Pricing Lead

Job Description

Are you keen to work somewhere that’s stimulating and friendly, with countless opportunities for growth and plenty of freedom to make a real impact? This could be the place for you!

We are looking for a Pricing Lead here at INSHUR; We are based in Brighton and work in a hybrid environment. We ask for everyone to be able to visit our beautiful office at least once a month along with visits to our London office once a week. You’ll be working on re-inventing insurance in exciting markets across multiple territories including the UK, the Netherlands, and new European countries as we expand.

Supported by (and reporting to) the Director of Pricing & Analytics, you'll be joining a friendly team of nine who believe in challenging the traditional ways of insurance. We aim to provide pricing and analytical solutions to create innovative insurance products.

We’ve got a great team in place and are proud of our culture (check out our Glassdoor reviews). We value high performance and care deeply about making INSHUR feel like a place where everyone is building something really special, that we can all be proud of, and doing it with friends.

Requirements

What you'll do

As our Pricing Lead you will be responsible for the end-to-end pricing process, starting from analysing, modelling and making proposals, all the way to implementing changes and then monitoring the impact. You will aim to maximising business volume and value, whilst ensuring prices are technically adequate. This will be across all European territories on multiple lines of commercial motor business.

Below is a guideline of skills that we think would make you successful in this role.

We'd love to hear from you if you:

• Have worked in a Pricing environment within motor insurance
• Are a qualified or nearly qualified actuary
• Have plenty of experience using SQL, as well as some R or Python
• Have built and worked with pricing models such as generalised linear models (GLMs), gradient boosting models (GBMs) and other machine learning algorithms
• Have experience understanding loss ratio profitability
• Know the benefits of price optimisation and how to use it in practice
• Understand the commercial needs of stakeholders both internally and externally
• Are passionate about data, modelling and analytics
• Understand the value of data in a commercial environment

Your colleagues say you:

• Have great attention to detail
• Are data driven
• Can communicate well
• Will go the extra mile

Benefits

What we offer

We provide a friendly and stimulating environment for everyone to grow, learn and thrive in. We operate in a hybrid environment and we encourage a flexible way of working to adapt to personal circumstances and individual and business needs.

We offer all our employees stock options and we will pay into your pension monthly. We've also built a benefits package that invests in our people’s long-term personal and professional growth and wellbeing. Here’s a sample of what this includes:

• 30 days of holiday annually in addition to bank holidays
• Private healthcare scheme for you and your family
• Life Insurance
• 13 weeks full pay parental leave regardless of your gender
• Flexible working hours
• Annual personal training allowance and regular learning opportunities

• Monthly flexible wellbeing allowance to help you stay healthy and productive
  

It goes without saying that we provide everyone with a laptop, monitor, top of the range kit, and any software you need.

Where possible, we will cross-train and/or focus on what interests you, whether it’s taking on professional qualifications such as the actuarial exams, or attending relevant seminars.

About Us

We have completed a successful Series B funding, which will fuel our ambitious growth plans and enable us to invest in technology, recruit the best people, and bring new insurtech product lines to the market, while keeping us at the forefront of urban mobility. With a mission to make insurance fair & easy for everyone, we are committed to changing the way customers buy and feel about insurance, for good.

As a global team of around 110 people based in the USA, UK and the Netherlands, we value:

• Generosity, inclusivity, open-mindedness and diversity
• The delivery of great results and learning in the open
• Freedom to make long-term, high-impact decisions
• The wellbeing of their teammates and the people around them
• Enjoying the ride

Founded in 2016, we are one of the fastest-growing and commercially proven Insurtech companies in the new insurance landscape. Working closely with globally recognised partners, we provide fully digital auto insurance for taxi, TLC, ride-share, delivery, private fleet and private hire drivers, enabling them to get from a quote to a full policy cover in the shortest possible time. Our products are currently live in the USA, UK and the Netherlands and we have exciting plans to expand to new territories and add new product lines in the future.

Equal opportunities

We believe that having a diverse team where everyone can be their authentic self is the key to our success. We are passionate about equal opportunities and improving the tech industry for the better, so we encourage people from underrepresented backgrounds to apply. We don't discriminate based on race, colour, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, marital status, disability or age. Our offices, when open, are child-friendly, dog-friendly and fully wheelchair-accessible.

While this position is advertised as full-time, we are flexible on the specific arrangements for the right candidate and would be happy to discuss part-time, job-share or other flexible arrangements, if required. Let us know in your application if you have accessibility requirements for your interview and we will do our best to accommodate.