Head of Product, Europe

Job Description

ClearBank was built on the belief that banking infrastructure would no longer slow down progress. Instead, it’s the catalyst that unlocks the potential to innovate. That’s why our clients - financial institutions from fintech’s and crypto platforms, to banks and credit unions - use our API to power their banking infrastructure.

But we wouldn’t be ClearBank without our people. They’re what powers our innovative technology and the reason we love what we do every day. We’re a group of spirited people who are never afraid to challenge the norm – becoming stronger, more energised, and that much better when we’re together. It’s our belief in fairness, autonomy and choice that means our people are empowered with the tools to learn, grow, and contribute to ours and our clients’ success.

Having secured our banking licence in the UK in 2016, ClearBank is currently in final stages of the application for a European banking licence to support our expansion into Europe as part of our international growth strategy. Building out a talented and ambitious team will be crucial to supporting this growth and setting us up for future success as we work to achieve our goal of setting up a European Bank.

Interested in joining us? Read on or visit our website more information.

About you:

You’ll be joining ClearBank's European Management Team as the Head of Product, Europe and you’ll be a part of a fast-growing business that is challenging the market and doing things differently.

Reporting directly to the CEO of ClearBank Europe, you will be responsible for driving the product strategy, delivery of new products and services and focused on driving growth for ClearBank Europe.

You will:

• Develop and implement key strategies to drive growth, improve customer experience and achieve revenue targets
• Drive the commercialization and scaling of products in the EU.
• Drive the ideation, design, and launch of new banking products and services, ensuring they meet customer needs and market demands.
• Drive the quarterly planning and prioritization process to ensure we are delivering the best in class value for our customers.
• Drive a 3-year roadmap and have deep industry knowledge of payments, local jurisdictional markets, and emerging trends to drive the strategy.
• Conduct market research and analysis to identify trends, competitive landscape, and opportunities for growth across Europe and local markets and recommendations on build, buy or partner.
• Collaborate with cross-functional teams, including technology, marketing, and operations, to deliver high-quality, scalable product.
• Maintain relationships with key partners, including external financial institutions, payment processors, and regulatory bodies.
• Ensure compliance with all relevant regulations and guidelines, including anti-money laundering and sanctions screening requirements.
• Collaborate with internal stakeholders, including product development, sales, and marketing teams, to drive business growth and achieve strategic objectives.
• Work closely with Treasury on balance sheet management and liquidity management competencies.
• Lead cross functional teams to streamline processes, improve operational efficiency and enhance the organization’s competitive position in EU.

Requirements

• A proven track record of success in a similar role, with a strong understanding of European market and relevant network within the region.
• Deep understanding of the European payments landscape.
• Experience of driving expansion strategies in the EU.
• Excellent leadership, communication, and analytical skills are essential, as well as the ability to work effectively in a fast-paced, dynamic environment.
• A bachelor's degree in finance, business, or a related field is required, with a master's degree preferred.

Benefits

• At ClearBank we have a flexible working philosophy, empowering our employees to manage their time in a way which allows them to meet both work and personal commitments, in partnership with their line manager
• 27 days annual leave per year, plus flexible bank holidays
• You have the option to work abroad for up to 30 days per year
• Regular company wide socials
• Take a couple of days per year to do something ‘bigger than ClearBank’ i.e., get involved with activities that contribute to the wellbeing of your community, yourself, or the Bank
• Company pension
• Work travel allowance
• Mobile phone allowance
• Plus, you’ll have the opportunity to join an energetic team that’s building a bank fit for the future

ClearBank is committed to ensuring equal opportunities throughout every stage of the recruitment process. ClearBank recognises that diversity is vital to the long-term success of the business in the communities and markets in which it operates. ClearBank is also a firm believer that an inclusive culture fosters greater employee engagement and collaboration.

ClearBank strives for diversity and inclusion of all forms, including (but not limited to): gender, age, educational and professional background, disability, gender reassignment, marital or civil partner status, pregnancy or maternity, race, colour, nationality, ethnic or national origin, religion or belief and sexual orientation.

As part of the Company’s commitment to equal employment opportunity, we provide reasonable adjustments, to candidates during the recruitment process, including to individuals with disabilities. We want to create a safe space that welcomes everyone so please let us know how we can accommodate you. In case you have any accessibility requirements you can share that with our Talent Acquisition team prior to your interview stage, if applicable.

The legal bit

By submitting your CV, you confirm that you can demonstrate you have the right to work in the EU. Regretfully we are not in a position to sponsor applicants for immigration purposes at the current time. By submitting your CV to ClearBank you are providing your consent for us to use the information you provide for recruitment purposes. For more information on how we manage your data go and check out our Candidate Privacy Notice on the ClearBank website to see how we process, manage, and look after your data. You are also allowing us to communicate with you by email and telephone for recruitment purposes.