/10
Transparency Ranking

Token.io
top 3
scores:
Location flexibility
Role modelling
Autonomy

Token.io
Token.io is reinventing payments as we make A2A payments a truly mainstream payment method globally.

Remote-first

A little flex time

/10
This score gives you an insight into how transparent this company is about what it's really like to work there—from flexibility to values and more!
Based on 55 employee responses
We asked employees of Token.io what it's like to work there, and this is what they told us.
Additional employee ratings
(these do not contribute to the FlexScore®)
Benefits spotlight





















What's great about Token.io
Mission and vision
Disruptor
Data-driven
Culture
Transparent
Collaborative
Dynamic
Our company environment
Monetary led
Outstanding work and contribution is mainly recognised by bonuses, salary increases and generous commission at Token.ioRegularly benchmarked/readjusted salary
Token.io regularly benchmark and readjust their salaries against the market so you know you’re always getting a fair wage
Token.io jobs
Risk & Compliance Manager (DE)
Product Owner
Employee reviews
Token.io's employees have anonymously had their say in what they think of the company
Truly warm and friendly culture, supporting flexible working and a great team with the same vision for the company
Great people on all levels of the organisation.
Working at Token.io
Company employees
Gender diversity (male:female)
Funding levels
Currently Hiring Countries
Germany

United Kingdom

Office Locations
Awards & Achievements

Best Open Finance System - Fintech Futures Banking Tech Awards
2024
Open Banking Innovation Platinum Award - Juniper Research Future Digital Awards
2024
Best use of Open Banking for Payments - Merchant Payment Ecosystems Awards
2024
Best Bank & Fintech Partnership (Token.io & HSBC) - Banking Tech Awards
2023
Best Open Banking Solution - Banking Tech Awards
2023
Open Banking Innovation Platinum Award - Juniper Research
2023
Payments Tech of the Year - Europe Fintech Awards
2023
PayTech Awards - Finalist - Tech of the Future: UK & Europe
2023
Europe FinTech Awards - Finalist - Fintech of the Year
2023
Paytech for Good Award - PayTech Awards
2023
Pay360 Awards - Finalist - Best Direct Account to Account Solution
2023
NewTech Challenge: Payments Bronze Award - Qorus-Capgemini
2023
Open Banking Innovation Platinum Award - Juniper Research
2022Token.io's live feed

Token.io
3mo ago
Holiday parties were all about the fun at Token.io this year - karaoke in Berlin and dystopian bingo in London! Nothing like getting the teams together in person 🎤🤪🎄
Company socials and events


Token.io
5mo ago
We’re buzzing after two days of sharing exciting announcements and impactful conversations with our partners and collaborators across the industry.
Thank you to our partners HSBC, Santander, and Global Payments, and to our friends at Google and Virgin Money for sharing their invaluable insights and experiences on the Open Banking Expo stages. 🤝
Our appreciation extends to the dedicated Open Banking Expo organisers and to everyone who joined us and made this year's Expo an unforgettable experience.
#OBExpo #OpenBankingExpo #Payments #P...


Token.io
5mo ago
Congratulations to the winners of our inaugural Token.io hackathon! 🏆
Your innovative ideas and teamwork have set the bar high for next time. 👏🏻
Well done and thank you to our entire Token.io Customer team for all their incredible contributions!
#PayByBank #OpenBanking #FintechInnovation #Teamwork #FutureOfPayments


Token.io
8mo ago
We're proud to offer flexible working at @Token.io, whether that means working from home, the office, or a bit of both: we give Team Token the opportunity to create their own work/life harmony without it being a stress. 🏡🏢
But sometimes nothing beats face-to-face interaction for getting the creative juices flowing! 💡 And that's just what our Product and Engineering teams did last week in fabulous Berlin. 🇩🇪
A lot of questions were raised, many were answered, amazing food was eaten 🍴, relationships were built 🤝 and fun was had as ...
Work-life balance


Token.io
1yr ago
On Fridays, we hang out in person and walk dogs 🐕
Rosie, one of our incredibly talented Technical Account Managers 🦾lives in Edinburgh 🏰 and works fully remotely.
Our Flexible approach allows talented women to grow a successful career without the need to be close to one of our office hubs (London, Berlin).
This allows us to support women 🧕🏽🦹🏼♀️ 🤹🏽♀️and everyone else that requires some flexibility, and for whatever reason.
How do you support the women in your team?💝

About us
Payments make the world go ‘round, but traditional payment methods are expensive, slow and bloated with friction.
Token.io harnesses the power of open banking and real-time rails to make payments faster, fairer and frictionless for everyone.
Growing steadily every year, with pan-European coverage, Token.io processes millions of payments annually for a blue chip base of over 90 customers, including Mastercard, HSBC, BNP Paribas, Nuvei, Flutterwave, Paysafe, ACI Worldwide and other major payment innovators.
Token.io has a culture of both business and people growth. A supportive team, flexible working environment, and unique development opportunities will equip you to do your best and most impactful work at Token.io.
Learn about our culture and employee benefits on our site here.
Flexible working at Token.io
Our success isn’t measured against the hours we keep or where we work. It’s measured on the scale of the impact we create, and the success we create for our customers.
Token.io is proud to be a remote-first company, with the option for staff that prefer to use hybrid office hubs in both London and Berlin.
ALL our roles can be performed flexibly with respect to location.
Our office hubs are great for in person collaboration, and catching up with a colleague over a cuppa; but there is no company-wide requirement that you work from our offices for a specific number of days, or portion of your working hours.
Individuals who live within reasonable commuting distance of our offices can meet at least once a month for our company-wide All Hands, and there’s always an opportunity to catch up over drinks or dinner afterwards.
Many of our roles can also be performed flexibly with respect to hours. We believe people should be able to determine how and where they work best, and it’s important that people feel supported in any caring responsibilities, and in their work/life harmony.
🏘️ Remote first, hybrid friendly
⚖️ Flexible hours, so people can work around their personal obligations
⏲️ Open to part-time employees and compressed hours
💪 Team building offsites
🖥️ Budget to support your home office set up
🏥 A choice of Health insurance types and providers from 1st day - no wait period
👩💻 Employee Assistance Programme
👵 Company sponsored pension plans
✈️ 30 days holiday plus local public holidays
📈 Equity packages for all team members
Approach to diversity & inclusion
Token.io is building an open future for everyone. We don’t just accept different points of view, lived experiences and new ways of thinking — we search them out. They help us make better products, better decisions, and a better place for everyone to work. So, come as you are. We acknowledge and embrace different backgrounds, identities, and abilities. Respect is our default, and empathy is our baseline. No one succeeds until we all do.

Meet who might be hiring you
We've always been a flexible and remote first business and the trust we put in our team can be seen in the growth we have achieved. We're not building success just for ourselves. We are at the forefront of a new industry that will become part of daily life in the not too distant future. We believe people should be able to determine themselves how and where they work best and that everyone deserves to be supported in their work/life harmony. We are open, transparent, and respectful. Come and see for yourself!
Saskia Donald - Chief People Officer, Token.io
Awards & Achievements

Best Open Finance System - Fintech Futures Banking Tech Awards
2024
Open Banking Innovation Platinum Award - Juniper Research Future Digital Awards
2024
Best use of Open Banking for Payments - Merchant Payment Ecosystems Awards
2024
Best Bank & Fintech Partnership (Token.io & HSBC) - Banking Tech Awards
2023
Best Open Banking Solution - Banking Tech Awards
2023
Open Banking Innovation Platinum Award - Juniper Research
2023
Payments Tech of the Year - Europe Fintech Awards
2023
PayTech Awards - Finalist - Tech of the Future: UK & Europe
2023
Europe FinTech Awards - Finalist - Fintech of the Year
2023
Paytech for Good Award - PayTech Awards
2023
Pay360 Awards - Finalist - Best Direct Account to Account Solution
2023
NewTech Challenge: Payments Bronze Award - Qorus-Capgemini
2023
Open Banking Innovation Platinum Award - Juniper Research
2022Behind the scenes at Token.io






















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