
Highlights
Location flexibility
95%
Role modelling
86%
Autonomy
85%

Token.io
A2A payment infrastructure powered by open banking
Payments make the world go ‘round, but traditional payment methods are expensive, slow and bloated with friction.
Token.io harnesses the power of open banking and real-time rails to make payments faster, fairer and frictionless for everyone.
Growing steadily every year, with pan-European coverage, Token.io processes millions of payments annually for a blue chip base of over 90 customers, including Mastercard, HSBC, BNP Paribas, Nuvei, Flutterwave, Paysafe, ACI Worldwide and other major payment innovators.
Token.io has a culture of both business and people growth. A supportive team, flexible working environment, and unique development opportunities will equip you to do your best and most impactful work at Token.io.
Learn about our culture and employee benefits on our site here.
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This score reflects how open and clear a company is about its working environment. The higher the score, the more insight they've shared into their ways of working.
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What Token.io offers their employees
Location flexibility
Hours flexibility
Work-life balance
Autonomy
Approach to inclusion
Token.io is building an open future for everyone. We don’t just accept different points of view, lived experiences and new ways of thinking — we search them out. They help us make better products, better decisions, and a better place for everyone to work. So, come as you are. We acknowledge and embrace different backgrounds, identities, and abilities. Respect is our default, and empathy is our baseline. No one succeeds until we all do.
Flexible working at Token.io
Our success isn’t measured against the hours we keep or where we work. It’s measured on the scale of the impact we create, and the success we create for our customers.
Token.io is proud to be a remote-first company, with the option for staff that prefer to use hybrid office hubs in both London and Berlin.
ALL our roles can be performed flexibly with respect to location.
Our office hubs are great for in person collaboration, and catching up with a colleague over a cuppa; but there is no company-wide requirement that you work from our offices for a specific number of days, or portion of your working hours.
Individuals who live within reasonable commuting distance of our offices can meet at least once a month for our company-wide All Hands, and there’s always an opportunity to catch up over drinks or dinner afterwards.
Many of our roles can also be performed flexibly with respect to hours. We believe people should be able to determine how and where they work best, and it’s important that people feel supported in any caring responsibilities, and in their work/life harmony.
🏘️ Remote first, hybrid friendly
⚖️ Flexible hours, so people can work around their personal obligations
⏲️ Open to part-time employees and compressed hours
💪 Team building offsites
🖥️ Budget to support your home office set up
🏥 A choice of Health insurance types and providers from 1st day - no wait period
👩💻 Employee Assistance Programme
👵 Company sponsored pension plans
✈️ 30 days holiday plus local public holidays
📈 Equity packages for all team members
What Employees like about Token.io

Culture
Truly warm and friendly culture, supporting flexible working and a great team with the same vision for the company

People & Community
Great people on all levels of the organisation.
Awards & Achievements

Best Open Finance System - Fintech Futures Banking Tech Awards
2024
Open Banking Innovation Platinum Award - Juniper Research Future Digital Awards
2024
Best use of Open Banking for Payments - Merchant Payment Ecosystems Awards
2024
Best Bank & Fintech Partnership (Token.io & HSBC) - Banking Tech Awards
2023
Best Open Banking Solution - Banking Tech Awards
2023
Open Banking Innovation Platinum Award - Juniper Research
2023
Payments Tech of the Year - Europe Fintech Awards
2023
PayTech Awards - Finalist - Tech of the Future: UK & Europe
2023
Europe FinTech Awards - Finalist - Fintech of the Year
2023
Paytech for Good Award - PayTech Awards
2023
Pay360 Awards - Finalist - Best Direct Account to Account Solution
2023
NewTech Challenge: Payments Bronze Award - Qorus-Capgemini
2023
Open Banking Innovation Platinum Award - Juniper Research
2022Employee benefits


















































































