9.2

/10

Transparency Ranking

Token.io

Token.ioEmpolyee verified

A2A payment infrastructure powered by open banking
top 3
scores:
95%

Location flexibility

86%

Role modelling

85%

Autonomy

Token.io

Finance

Token.io is reinventing payments as we make A2A payments a truly mainstream payment method globally.

Remote-first

A little flex time

Transparency score
9.2

/10

This score gives you an insight into how transparent this company is about what it's really like to work there—from flexibility to values and more!

81%
FlexScore®

Based on 55 employee responses

We asked employees of Token.io what it's like to work there, and this is what they told us.

Location flexibility
95%
Employees are very happy with their working location freedom
Hours flexibility
82%
Employees are very happy with the flexibility in the hours they work
Benefits
60%
Employees are moderately happy with the benefits their company offers
Work-life balance
74%
Employees feel that they can switch off quite easily from work
Role modelling
86%
Employees feel that flexible working is part of the culture
Autonomy
85%
Employees feel they have complete autonomy over getting their work done

Additional employee ratings
(these do not contribute to the FlexScore®)

Diversity
73%
Employees feel that the diversity is good and there are continued efforts to improve it
Inclusion
76%
Employees feel that the culture supports equity and inclusivity well
Culture
82%
Employees feel like it is a really great environment to work in
Mission
83%
Employees feel very excited about and aligned with the company mission
Salary
68%
Employees feel that their salary is good and matches the value they bring

Benefits spotlight

person doing cartwheel
Flexible working week
stopwatch
Open to compressed hours
hourglass flowing sand
Open to part-time employees
handshake
Open to job sharing
chart with upwards trend
Equity packages
hospital
Health insurance
tooth
Dental coverage
ring buoy
Life insurance
beach with umbrella
Accrued annual leave – 30 days per year plus local public holidays
beach with umbrella
Optional unpaid leave
face with thermometer
Enhanced sick pay
bouquet
Compassionate leave
people holding hands
Teambuilding days
brain
Lunch and learns
bike
Cycle to work scheme
person in lotus position
In office yoga classes
money with wings
Co-working space allowance – If its tricky to work at home (building work, etc) we can support
desktop computer
Work from home budget
moneybag
Enhanced pension match/contribution
desert island
Work from anywhere scheme
hourglass flowing sand
Open to part time work for some roles
What's great about Token.io
Mission and vision
  • Disruptor

    Disruptor

  • Data-driven

    Data-driven

Culture
  • Transparent

    Transparent

  • Collaborative

    Collaborative

  • Dynamic

    Dynamic

Our company environment
  • Monetary led

    Monetary led

    Outstanding work and contribution is mainly recognised by bonuses, salary increases and generous commission at Token.io
  • Regularly benchmarked/readjusted salary

    Regularly benchmarked/readjusted salary

    Token.io regularly benchmark and readjust their salaries against the market so you know you’re always getting a fair wage

Token.io jobs

Risk & Compliance Manager (DE)

Berlin or Remote Germany

Product Owner

London or Remote UK

Employee reviews

Token.io's employees have anonymously had their say in what they think of the company

Truly warm and friendly culture, supporting flexible working and a great team with the same vision for the company

Great people on all levels of the organisation.

Working at Token.io

Company employees

80+

Gender diversity (male:female)

70:30

Funding levels

Series C - $80M to date

Currently Hiring Countries

Germany

United Kingdom

Office Locations

Awards & Achievements

Most flexible companies

Most flexible companies

Flexa100 2024
External award Icon

Best Open Finance System - Fintech Futures Banking Tech Awards

2024
External award Icon

Open Banking Innovation Platinum Award - Juniper Research Future Digital Awards

2024
External award Icon

Best use of Open Banking for Payments - Merchant Payment Ecosystems Awards

2024
External award Icon

Best Bank & Fintech Partnership (Token.io & HSBC) - Banking Tech Awards

2023
External award Icon

Best Open Banking Solution - Banking Tech Awards

2023
External award Icon

Open Banking Innovation Platinum Award - Juniper Research

2023
External award Icon

Payments Tech of the Year - Europe Fintech Awards

2023
External award Icon

PayTech Awards - Finalist - Tech of the Future: UK & Europe

2023
External award Icon

Europe FinTech Awards - Finalist - Fintech of the Year

2023
External award Icon

Paytech for Good Award - PayTech Awards

2023
External award Icon

Pay360 Awards - Finalist - Best Direct Account to Account Solution

2023
External award Icon

NewTech Challenge: Payments Bronze Award - Qorus-Capgemini

2023
External award Icon

Open Banking Innovation Platinum Award - Juniper Research

2022

Token.io's live feed

Token.io

3mo ago

Remote-first • A little flex time

Holiday parties were all about the fun at Token.io this year - karaoke in Berlin and dystopian bingo in London! Nothing like getting the teams together in person 🎤🤪🎄

Company socials and events

Token.io

5mo ago

Remote-first • A little flex time

We’re buzzing after two days of sharing exciting announcements and impactful conversations with our partners and collaborators across the industry.

Thank you to our partners HSBC, Santander, and Global Payments, and to our friends at Google and Virgin Money for sharing their invaluable insights and experiences on the Open Banking Expo stages. 🤝

Our appreciation extends to the dedicated Open Banking Expo organisers and to everyone who joined us and made this year's Expo an unforgettable experience.

#OBExpo #OpenBankingExpo #Payments #P...

Token.io

5mo ago

Remote-first • A little flex time

Congratulations to the winners of our inaugural Token.io hackathon! 🏆

Your innovative ideas and teamwork have set the bar high for next time. 👏🏻 

Well done and thank you to our entire Token.io Customer team for all their incredible contributions!

#PayByBank #OpenBanking #FintechInnovation #Teamwork #FutureOfPayments

Token.io

8mo ago

Remote-first • A little flex time

We're proud to offer flexible working at @Token.io, whether that means working from home, the office, or a bit of both: we give Team Token the opportunity to create their own work/life harmony without it being a stress. 🏡🏢

But sometimes nothing beats face-to-face interaction for getting the creative juices flowing! 💡 And that's just what our Product and Engineering teams did last week in fabulous Berlin. 🇩🇪

A lot of questions were raised, many were answered, amazing food was eaten 🍴, relationships were built 🤝 and fun was had as ...

Work-life balance

Token.io

1yr ago

Remote-first • A little flex time

On Fridays, we hang out in person and walk dogs 🐕

Rosie, one of our incredibly talented Technical Account Managers 🦾lives in Edinburgh 🏰 and works fully remotely.

Our Flexible approach allows talented women to grow a successful career without the need to be close to one of our office hubs (London, Berlin).

This allows us to support women 🧕🏽🦹🏼‍♀️ 🤹🏽‍♀️and everyone else that requires some flexibility, and for whatever reason.

How do you support the women in your team?💝

About us

Payments make the world go ‘round, but traditional payment methods are expensive, slow and bloated with friction. 

Token.io harnesses the power of open banking and real-time rails to make payments faster, fairer and frictionless for everyone. 

Growing steadily every year,  with pan-European coverage, Token.io processes millions of payments annually for a blue chip base of over 90 customers, including Mastercard, HSBC, BNP Paribas, Nuvei, Flutterwave, Paysafe, ACI Worldwide and other major payment innovators.

Token.io has a culture of both business and people growth. A supportive team, flexible working environment, and unique development opportunities will equip you to do your best and most impactful work at Token.io.

Learn about our culture and employee benefits on our site here.

Flexible working at Token.io

Our success isn’t measured against the hours we keep or where we work. It’s measured on the scale of the impact we create, and the success we create for our customers. 

Token.io is proud to be a remote-first company, with the option for staff that prefer to use hybrid office hubs in both London and Berlin.

ALL our roles can be performed flexibly with respect to location.

Our office hubs are great for in person collaboration, and catching up with a colleague over a cuppa; but there is no company-wide requirement that you work from our offices for a specific number of days, or portion of your working hours.

Individuals who live within reasonable commuting distance of our offices can meet at least once a month for our company-wide All Hands, and there’s always an opportunity to catch up over drinks or dinner afterwards.

Many of our roles can also be performed flexibly with respect to hours. We believe people should be able to determine how and where they work best, and it’s important that people feel supported in any caring responsibilities, and in their work/life harmony.

🏘️ Remote first, hybrid friendly 

⚖️ Flexible hours, so people can work around their personal obligations

⏲️ Open to part-time employees and compressed hours

💪 Team building offsites

🖥️ Budget to support your home office set up

🏥 A choice of Health insurance types and providers from 1st day - no wait period 

👩‍💻 Employee Assistance Programme

👵 Company sponsored pension plans

✈️ 30 days holiday plus local public holidays

📈 Equity packages for all team members

Approach to diversity & inclusion

Token.io is building an open future for everyone. We don’t just accept different points of view, lived experiences and new ways of thinking — we search them out. They help us make better products, better decisions, and a better place for everyone to work. So, come as you are. We acknowledge and embrace different backgrounds, identities, and abilities. Respect is our default, and empathy is our baseline. No one succeeds until we all do.

Meet who might be hiring you
We've always been a flexible and remote first business and the trust we put in our team can be seen in the growth we have achieved. We're not building success just for ourselves. We are at the forefront of a new industry that will become part of daily life in the not too distant future. We believe people should be able to determine themselves how and where they work best and that everyone deserves to be supported in their work/life harmony. We are open, transparent, and respectful.  Come and see for yourself!

Saskia Donald - Chief People Officer, Token.io

Awards & Achievements

Most flexible companies

Most flexible companies

Flexa100 2024
External award Icon

Best Open Finance System - Fintech Futures Banking Tech Awards

2024
External award Icon

Open Banking Innovation Platinum Award - Juniper Research Future Digital Awards

2024
External award Icon

Best use of Open Banking for Payments - Merchant Payment Ecosystems Awards

2024
External award Icon

Best Bank & Fintech Partnership (Token.io & HSBC) - Banking Tech Awards

2023
External award Icon

Best Open Banking Solution - Banking Tech Awards

2023
External award Icon

Open Banking Innovation Platinum Award - Juniper Research

2023
External award Icon

Payments Tech of the Year - Europe Fintech Awards

2023
External award Icon

PayTech Awards - Finalist - Tech of the Future: UK & Europe

2023
External award Icon

Europe FinTech Awards - Finalist - Fintech of the Year

2023
External award Icon

Paytech for Good Award - PayTech Awards

2023
External award Icon

Pay360 Awards - Finalist - Best Direct Account to Account Solution

2023
External award Icon

NewTech Challenge: Payments Bronze Award - Qorus-Capgemini

2023
External award Icon

Open Banking Innovation Platinum Award - Juniper Research

2022
Behind the scenes at Token.io

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