/10

Transparency Ranking

Token.io

A2A payment infrastructure powered by open banking

Overall FlexScore®

top 3 scores:

Location flexibility

Role modelling

Autonomy

Token.io

Finance

Token.io is reinventing payments as we make A2A payments a truly mainstream payment method globally.

Remote-first

A little flex time

Website

9.4

/10

This score gives you an insight into how transparent this company is about what it's really like to work there—from flexibility to values and more!

FlexScore®

Based on 55 employee responses

We asked employees of Token.io what it's like to work there, and this is what they told us.

Location flexibility

95%

Employees are very happy with their working location freedom

Hours flexibility

82%

Employees are very happy with the flexibility in the hours they work

Benefits

60%

Employees are moderately happy with the benefits their company offers

Work-life balance

74%

Employees feel that they can switch off quite easily from work

Role modelling

86%

Employees feel that flexible working is part of the culture

Autonomy

85%

Employees feel they have complete autonomy over getting their work done

Additional employee ratings
(these do not contribute to the FlexScore®)

Diversity

73%

Employees feel that the diversity is good and there are continued efforts to improve it

Inclusion

76%

Employees feel that the culture supports equity and inclusivity well

Culture

82%

Employees feel like it is a really great environment to work in

Mission

83%

Employees feel very excited about and aligned with the company mission

Salary

68%

Employees feel that their salary is good and matches the value they bring

Benefits spotlight

Flexible working week

Open to compressed hours

Open to part-time employees

Open to job sharing

Equity packages

Health insurance

Dental coverage

Life insurance

Accrued annual leave – 30 days per year plus local public holidays

Optional unpaid leave

Enhanced sick pay

Compassionate leave

Teambuilding days

Lunch and learns

Cycle to work scheme

In office yoga classes

Co-working space allowance – If its tricky to work at home (building work, etc) we can support

Work from home budget

Enhanced pension match/contribution

What's great about Token.io

Mission and vision

Disruptor
Data-driven

Culture

Transparent
Collaborative
Dynamic

Our company environment

Monetary led
Outstanding work and contribution is mainly recognised by bonuses, salary increases and generous commission at Token.io
Regularly benchmarked/readjusted salary
Token.io regularly benchmark and readjust their salaries against the market so you know you’re always getting a fair wage
Family friendly
Token.io offer a range of benefits that support parents and families
Learning and development focused
Learning and development is an important part of Token.io's ethos and this is demonstrated through a range of benefits which support this

Token.io jobs

10 Sept

VP Risk & Compliance

London/Berlin/Remote UK or Germany

See all open roles

FlexScore®

Employee reviews

Token.io's employees have anonymously had their say in what they think of the company

Truly warm and friendly culture, supporting flexible working and a great team with the same vision for the company

Great people on all levels of the organisation.

Website

Working at Token.io

Company employees

80+

Gender diversity (male:female)

70:30

Funding levels

Series C - $80M to date

Currently Hiring Countries

Germany

United Kingdom

Office Locations

Awards & Achievements

Most flexible companies

Flexa100 2024

Best use of Open Banking for Payments - Merchant Payment Ecosystems Awards

2024

Best Bank & Fintech Partnership (Token.io & HSBC) - Banking Tech Awards

2023

Best Open Banking Solution - Banking Tech Awards

2023

Open Banking Innovation Platinum Award - Juniper Research

2023

Payments Tech of the Year - Europe Fintech Awards

2023

PayTech Awards - Finalist - Tech of the Future: UK & Europe

2023

Europe FinTech Awards - Finalist - Fintech of the Year

2023

Paytech for Good Award - PayTech Awards

2023

Pay360 Awards - Finalist - Best Direct Account to Account Solution

2023

NewTech Challenge: Payments Bronze Award - Qorus-Capgemini

2023

Open Banking Innovation Platinum Award - Juniper Research

2022

About us

Payments make the world go ‘round, but traditional payment methods are expensive, slow and bloated with friction.

Token.io harnesses the power of open banking and real-time rails to make payments faster, fairer and frictionless for everyone.

Growing steadily every year, with pan-European coverage, Token.io processes millions of payments annually for a blue chip base of over 90 customers, including Mastercard, HSBC, BNP Paribas, Nuvei, Flutterwave, Paysafe, ACI Worldwide and other major payment innovators.

Token.io has a culture of both business and people growth. A supportive team, flexible working environment, and unique development opportunities will equip you to do your best and most impactful work at Token.io.

Learn about our culture and employee benefits on our site here.

Flexible working at Token.io

Our success isn’t measured against the hours we keep or where we work. It’s measured on the scale of the impact we create, and the success we create for our customers.

Token.io is proud to be a remote-first company, with the option for staff that prefer to use hybrid office hubs in both London and Berlin.

ALL our roles can be performed flexibly with respect to location.

Our office hubs are great for in person collaboration, and catching up with a colleague over a cuppa; but there is no company-wide requirement that you work from our offices for a specific number of days, or portion of your working hours.

Individuals who live within reasonable commuting distance of our offices can meet at least once a month for our company-wide All Hands, and there’s always an opportunity to catch up over drinks or dinner afterwards.

Many of our roles can also be performed flexibly with respect to hours. We believe people should be able to determine how and where they work best, and it’s important that people feel supported in any caring responsibilities, and in their work/life harmony.

🏘️ Remote first, hybrid friendly

⚖️ Flexible hours, so people can work around their personal obligations

⏲️ Open to part-time employees and compressed hours

💪 Team building offsites

🖥️ Budget to support your home office set up

🏥 A choice of Health insurance types and providers from 1st day - no wait period

👩‍💻 Employee Assistance Programme

👵 Company sponsored pension plans

✈️ 30 days holiday plus local public holidays

📈 Equity packages for all team members

Approach to diversity & inclusion

Token.io is building an open future for everyone. We don’t just accept different points of view, lived experiences and new ways of thinking — we search them out. They help us make better products, better decisions, and a better place for everyone to work. So, come as you are. We acknowledge and embrace different backgrounds, identities, and abilities. Respect is our default, and empathy is our baseline. No one succeeds until we all do.

What do we think of Token.io?

We love Token's approach to flexibility and the way in which they prioritise respect and autonomy. This is apparent from the feedback of employees who love working at the company because of the warm culture and great team vision.

Meet who might be hiring you

We've always been a flexible and remote first business and the trust we put in our team can be seen in the growth we have achieved. We're not building success just for ourselves. We are at the forefront of a new industry that will become part of daily life in the not too distant future. We believe people should be able to determine themselves how and where they work best and that everyone deserves to be supported in their work/life harmony. We are open, transparent, and respectful. Come and see for yourself!

Saskia Donald - Chief People Officer, Token.io